[Resolved]  ICICI Lombard Health Insurance — issuing of health insurance fraud

Hi,

On Nov 20, 2008 I received a call from ICICI[protected].
He told me that his name is Azhar and your credit card limit can be raise to Rs 1 lac. I asked him How it is possible.
Then he answered, after some time you will receive a call from ICICI executive for verification & in that call you have to say yes against every question and please dont tell them that i was call you.
He also told me, the issuing of health policy is in his own hands, so dont take tension if they will assign you a policy because coming call will be only for verification and after some time i will call back to you and that time i will refuse your policy and raise your credit card limit to Rs 1 lac.
He gave me his no.[protected] for any query.
I replied him OK.

After some time call had come from no.[protected].
I forget the name of person who called.
He said firsty that it is only a verification call. Later on he has started to give information about health policy.
Then he started for asking question like 'Are you ready to take it', 'Wat's your's mobile no, address etc.
Caller told me that, this call is now recording for proof.
You have to give Rs 276 per month till years.
But according to Azhar, i replied yes for every question

Then after finishing of call, i received a sms on my mobile :-
'Dear Praveen, you made a transaction of 5860 on 19-nov-08 on card XXXXXXXXXXX at ICICI LOMBARD.
Available credit limit is 34, 817.31'

After this i was shocked, and tried to call on Azhar's no., but the no. was wrong.

I am ready to pay my every credit card transaction's money but for this fraud i will not pay any single money.

This is a highly disappointing. I will not suggest any of my friends to have an account in ICICI bank any longer.
Praveen.
Pune(Maharashtra)
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Aug 14, 2020
Complaint marked as Resolved 
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I would like to make some correction in my complaint:-
call was come to me on 19 nov 08 not on 20 nov 08.
Hi,
I had a same situation. Praveen can you tell me what can be done regarding this?
On Dec 05, 2008 I received a call from ICICI[protected]. He told me that his name is R Siddharth and your credit card limit can be raise to Rs 85000 and cash limit till Rs 45000. I asked him How it is possible.
Then he answered, after some time you will receive a call from ICICI executive for verification & in that call you have to say yes against every question and please dont tell them that i was call you.
He also told me, the issuing of health policy is in his own hands, so dont take tension if they will assign you a policy because coming call will be only for verification and after some time i will call back to you and that time i will refuse your policy and raise your credit card limit to Rs 85000 lac.

After some time call had come from no.[protected].
I forgot the name of person who called.
He said firsty that it is only a verification call. Later on he has started to give information about health policy.
Then he started for asking question like 'Are you ready to take it', 'Wat's your's mobile no, address etc.
Caller told me that, this call is now recording for proof.
You have to give Rs 276 per month till years.
But according to Siddharth, i replied yes for every question

Then after finishing of call, i received a sms on my mobile :-
'Dear Praveen, you made a transaction of 5085 on 05-Dec-08 on card XXXXXXXXXXX at ICICI LOMBARD.
Available credit limit is 18, 055.

After this i was shocked, and tried to call on Siddharth but the network said Error in connection.

I am ready to pay my every credit card transaction's money but for this fraud i will not pay any single money.

This is a highly disappointing. I will not suggest any of my friends to have an account in ICICI bank any longer.

It's pathetic to see if such big company like ICICI does such thing.

Piyush.
Pune(Maharashtra)

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