[Resolved]  LIC Housing Finance Ltd, Pimpri, Pune — Charged processing fees without snactioning required loan amount.

Address: Pune, Maharashtra

Hello, I am Nitin. LIC Housing Finanace , Pimpri is cheat me . Their Manager Ritesh Singh is refused to refund my processing amount cheque. Actually I want home loan of Rs.15,00,000. For that I have done all documentation & processing fees cheque of Rs. 5,515 to LIC housing Finance on 12/03/2011. During that time their agent Nagesh Shewale told me that this cheque is issued when your loan proposal is sanctined. Now ,0n 22/03/2011 , I received call from Nagesh that due to my company profile loan amount upto Rs. 15,00,000 was not meet. LIC offer me only Rs. 11,70,00 only. So, that time I refused for their loan amount & asked my documents & cheque back. They returned me the documents & for cheque they assure me that it will not deposited & returned it to me very soon.But, on 26/04/2011 ,they incash the cheque without my permission. When I asked question about it, they told me it's their processing charges.