Dated. 05 Feb 2009
Mr JP Tripathi
Area Manager
LIC Housing Finance Limited,
1, Shahnajaf Road, Opp. Saharaganj Mall
Lucknow, Uttar Pradesh
SUB : REFUND OF PROCESSING FEE TOWARDS HOUSING LOAN
- ASHWANI KUMAR SHUKLA
Respected Sir,
1. Refer to LIC HFL receipt No.0061704 dated 27 September 2008 and STC No.AAACL1799CST001.
2. With due respect, I have the honour to submit that I have applied for housing loan for buying house from UP Awas Vikas Parishad(Vrindavan Pariyojna), from your esteemed organization during Jun 08/July 08 through your Associate Mr Rajesh Pandey. Towards, availing this loan I paid a sum or Rs.1774/- + Rs.5620/-(Total – Rs.7394/-) in cash to Mr Rajesh Pandey. The processing of loan got delayed as I was not getting required loan on my existing income so I was advised to get my brother’s name added in the property. Even after getting it done it could not meet your formalities then I agreed to avail the loan admissible on my existing income, which was processed at your end.
3. In the meanwhile, I took retirement from Indian Navy and joined an IT Firm Pel Softlabs Pvt Ltd as HR Officer. I was refused the loan as I did not inform you about the change of my employment status, which I accepted and I have literally begged or pleaded you over telephone to help me out and get my present employment status verified again and grant the loan as it was costing me a huge interest but you have declined saying that it is against our norms.
4. At last, I requested Mr Rajesh Pandey to get loan application cancelled and refund the processing fee after deducting the administrative charges. He has returned only Rs.3000/- against Rs.7394/-. May I know the breakdown of Rs.4394/- which have been deducted? I had a great faith and trust in the name of LIC about it transparency and fair system.
Thanking you
Yours faithfully,
Ashwani Kumar Shukla
S/O Shri Ram Prakash Shukla
H.No.366/37`PANCHVATI’
Kishor Ganj, Campwell Rd
PO – Chowk, Lucknow
U.P. – 226 003
Email – [protected]@yahoo.co.in
Aug 13, 2020
Complaint marked as Resolved
chitra
Ravi
you get some way out for this problem.
Thanks & Regards,
Sulochana
Or should the old customers would be punished by calculating high rate of interest obtained loan from LIC?
Grass on the other side looks greener. The lower interest rate for new customers is only the trap. The lower rate that they give to new customers is fixed for 3 months and then later they link it to PLR and then it is same for all. LIC staff never disclose these details and never agrees to it even if asked for.
So eventually after 3 months the new customers also joins the group of frustrated consumers!
you get some way out for this problem.
Thanks & Regards,
manoj mali