I have informed Cred that due to my medical, physical and financial situation I will not be able to repay the loan amount hence I would like to settle and I received a call on WhatsApp!!! from this number (+91-[protected]) and the numbers belongs to a girl but then this Mr. Ashish takes over the call and has threatened to destroy my house and property and stated that he wishes to see what kind of house I live in and what kind of fan or ac I have or what kind of food I eat and whether I eat it on a dinning table or on floor, if I live in a studio or 2/3/4/5 BHK house and claims to manhandle me.
This issue has been informed to a customer care representative at Cred, name of the rep is Simran and she was disheartened to hear this. Mr. Ashish asked me for proof of my father's death and claims that if I have people to borrow from to pay for settlement, then I should beg those people for entire amount or he will show me his true colours. He denied to give his complete name, the company that he is employed with and has continued to call me again and again on WhatsApp!!!, I mean why on whatsapp!!! and what are they chatting on what's app with me.
please look into this as this kind of behaviour is in violation of FDCPA practices.
Also, apart from the loan, these threats that mr. Ashish is giving me and claims that he is authorised to do so by CRED, opens him up for an FIR under sec 420 and opens Cred for a legal lawsuit.
The customer care rep has asked me to wait for 5-6 months with past due, post which a settlement can be granted, but my mistake is that proactively wanted to settle this with no ruckus and nuisance.
Please look into this matter and reach out to me for any screenshots or call recordings of this incidence, I have them.
Regards
Piyush Anand Was this information helpful? | 
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