I have taken loan from DHFL of Rs. 22 Lacs at ROI 8.50% in 2018 after that it the rate of interest has been increased from 8.50% p.a. to 9.72% p.a. I.e. 1.22% has been increased. The current ROI charged is very high as compared to the other NBFC’s & Banks charging. As being a salaried person the continues increase in ROI will affect & disturb my cash flow.
Though RBI cutting the base rate on continuous interval but still that benefit has not been pass by DHFL to the their customer.
As a governing body RBI should look into the matter and try to control them to cover their losses by increasing interest rate and passing the burden to customer.
Date ROI Spread
April 23, 2018 8.7
June 11, 2018 8.87 0.17
August 04, 2018 9.12 0.25
August 10, 2018 9.37 0.25
April 01, 2019 9.72 0.35
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