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I was charged with A4interest without any notification or initiated by me. Crazy!
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I also got similar charge. I was late by 2 days to pay the due amount (total due 4604). Standard Chartered bank levied me 500 rs late payment charge (A3LATE charges) and 61 Rs as service tax. And there was a A4 interest of 210 Rs and service tax of 26 Rs. 210 Rs is around 50% interest (more than 4% per month) for the amount (4604+500+61). It's too much to pay for 2 days dealy.
I also got similar charge even i paid my out standing amount before due date.I was never even paid my due amount late.I have received
26/02/2015 A4SERVICE TAX & CESS @ 12.36% INR 19.88 DR INR 19.88
26/02/2015 A4INTEREST INR 160.87 DR INR 160.87
where my statement generated on 28 of month. I am not able to understand this.
26/02/2015 A4SERVICE TAX & CESS @ 12.36% INR 19.88 DR INR 19.88
26/02/2015 A4INTEREST INR 160.87 DR INR 160.87
where my statement generated on 28 of month. I am not able to understand this.
Dear Friends,
I am also face the same issue, i have paid the total out standing two days before but this month i have received A4 intrest around Rs 3165 + tax, i don't why they have charges me, even its my interest amount they billed us.. Twice i raise the complain to the SCB, am waiting for there reply.
Warm Regard;s
prakash.d
I am also face the same issue, i have paid the total out standing two days before but this month i have received A4 intrest around Rs 3165 + tax, i don't why they have charges me, even its my interest amount they billed us.. Twice i raise the complain to the SCB, am waiting for there reply.
Warm Regard;s
prakash.d
what is TRFD?... its being reflected in my credit card statement as well... SCB have charged TRFD in my main card and added to my EMI loan account... .what it is? can anyone help me to understand that please..
Of course am also had this issue.
Out of my experience, TRFD is the adjustment transferred FROM payment made for primary credit card TO unpaid credit card account or viseversa. Example
I made payment of my primary card Rs.15000 and I have not paid for my secondary credit card(Minimum amout due 100. Then bank will adjust the minimum amount payable for secondary card out of payments made for primary card. Then
Primary card will be Debited with Rs. 1000
Secondary card will be credit with Rs. 1000
So, we need to ensure that payment for secondary card should be made ASAP before billing date comes for Primary card.
I made payment of my primary card Rs.15000 and I have not paid for my secondary credit card(Minimum amout due 100. Then bank will adjust the minimum amount payable for secondary card out of payments made for primary card. Then
Primary card will be Debited with Rs. 1000
Secondary card will be credit with Rs. 1000
So, we need to ensure that payment for secondary card should be made ASAP before billing date comes for Primary card.
Please read the due 100 as Rs 1000
I also was charged without any notice on this A4interest. Crazy!
I have also seen the same even though some payment was made on both cards but from primary to secondary card payment without my consent has been done and A4 Interest has been levied
I also, charged without any notice on this A4interest. rs :166.81/- I thought compared to others SCB takes more charges...
worst service ever no late pay nothing still A4INTEREST was charged worth 487, , , ,
I paid overall outstanding balance (21, 094.82 )on before due date, why you put interest(293.69) and gst(52.86) on what amount you put interest ??????????????? you people are mad or we are mad to pay ??????????? don't do like this, if we missed the payment on due date then put as per rbi guide lines 4% on outstanding, i called to customer care they told reverse that interest & gst that's fine but don't do like this next time.
I too am charged. Fraud Standard Chartered
I also faced that issue from SC Bank and 1800 amount show in my credit card remain bill. Fraud By Standard Charted.
im also charged A4interest im paying my outstanding amount on the same date but the bank charged me 980rs plus A4interest total intrest is 3200
what is this
what is this
Also for me
I'm also getting charged for same and they are providing ambiguous explanation . Despite paying dues within due date I'm getting charged for interest due on the payment I have made. This is fraud.
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