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I am facing the exact same issue. I think this is a meticulously engineered scheme to extort money. With multiple accounts to make payments to, also the probability to miss payments increases as many people directly pay on their card. As such, SC not only sits with a huge surplus sum accumulated from such payments for days or months but also preys upon the cardholders by charging them exorbitant fees like late charges etc. I think I'll do a comprehensive article with my publisher about how much this bank is raking in with such sinister schemes purposefully designed to dodge customers. I think a fair audit would reveal how the bank has ripped the Indian middle class to the tune of over 500 crores from with this single trickery. It is a very interesting story. I am collecting complaints of all such customers who have faced this particular issue and ended up paying ridiculous fees to these conglomerates.
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