This is in reference to my claim being rejected for Bariatric surgery. After being recommended by multiple doctors in light of numerous health concerns such as hypertension, borderline diabetes, sleep apnea, knee pain, back ache, increased nerve pressure in the brain and cornea, etc., did I go for this surgery. Otherwise, practically speaking, nobody would be willing to take such a risk especially during the second outbreak of the pandemic. It was so difficult to find a bed in the hospitals so why would somebody go for a cosmetic surgery. But the sleep apnea problem increased so much that I had no other option left.
For more than 3 months, I had to sleep with the CPAP machine on because without it, it became so difficult for me to breathe in my sleep. In addition to that, I have undergone multiple treatments for the increased nerve pressure but to no positive conclusion. Apart from that, I had started facing problems even while walking because my knees could not handle my increased weight. After having lost all hope, we decided to go for Bariatric surgery as strongly suggested by all doctors the claim for this surgery can be applied especially if the patient has sleep apnea as per IRDA guidelines I have enclosed this ruling as well as my sleep apnea reports for your perusal.
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