Bima Lokpal — kotak insurance

Address: 110053

The agent has given two policy with fake benefits.
Policy Name: Kotak Assured Savings Plan (UIN - 107N081V01)
First Policy Id: 09847287, Amount: 150000

Second Policy: 09921086, Amount: 75000,

I have purchased the first policy on 12 March 2018 and the second policy created automatically by the agent on 18 June 2018. He told me I will do top up 75k in first policy, But he created the new policy. He told me you will get 31L from first Policy after maturity. When reading the document, it was written the only 21L. I have also told to Agent regarding 21L. But he told me you will get definitely got 31 L amount. Also, he told me you can withdraw all money after 3 years. But I have called to customer card at Kotak. they told you will get only 30% of paid premium after 3 years. if I close the policy. I got stuck with 2.25 L amount. Please try to refund this from Kotak Mahindra insurance.