| Address: Udaipur, Rajasthan, 313001 |
Dear sir/mam
I have taken the loan from chola mandlam ( murugappa group ) in 5th march 2013
Car model- hyundai elantra
Cost- 14, 00000
Loan amount- 7, 00000
Installment amount- 19610
Duration- 4 year ( 48 month)
Paid- 36 almost
Amount paid- 751000 ( till date)
Location- udaipur
Very first 2 year i was making payment time to time but third year due to my job problem i missed 3 emi in different different month ( not regular basic) but i was making payment regularly suddenly third month chola mandlam company drop my cheque with amount of 4.25 lac.. ( with due emi or future emi) i was continue be in touch with local branch and asking reason... But regularly two month i was following the reason .. I was confused that i have to pay total amount or due instalment or i should pay regularly.. I asked to a advocate he told me if company drop your cheque with future amount you have to pay.. It means you should pay total amount ..
But when two month i didn't get any ans from company and my due instalment was growing .. I started to make payment again .. Coz i took the loan only 40% of my car on on- road prise and 2 and half year i paid regularly and i was paying regularly aspect 3 installment ( due emi was not continue even) then why i should be a defaulter..?
In between i was getting notice about payment from chandigar ( on my permanent address) 2-3 notice i got. And i feel to make payment regularly and i started again.. And till 2015 dec. And 2016 jan i made the payment and company agent was coming to me and getting payment from my side
Over all about 3 emi in the 3 year i was responsible and 2 emi i stopped due to company drop the cheque with due and future emi without less any intrest.. I was confused but again i started to make payment to company
But when i was giving present emi and regularly in touch with company about my rest due payment and i was not getting any ans.. And on 21st 2016 i was not in my town and i was in jaipur with my 3 office friends, 7-8 people stop my car, attack on me and hijack on of my friend .. And when i went to police station and gave report and i got company seizure's has been seize my car.. I hurt on my body also .. And i lost one of my friends phone gold chain and many things but still i didn't get any reply from police.
When i was regularly making payment or when i was stop due to cheque.. Then company can take action and can seize my car without any court permission ?? And by force and attacking on me..??
After all i make the payment of 2 lac to company with interest + seizing charges and with many more charges and got the car.. Company did wrong with me by wrong way and was blackmailing to me.. If you need your car.. Take your police report back and deposit complete amount whatever we want..
And i made payment what they need
With in this all incident when i found the loan paper and detail from chola company i got, i was paying more intrest as company told me and on due emi i was paying 4 % every month and as per the company representative it should be 1% on monthly basic
Dear sir when i was in touch with company...
* i took 40% loan only
* from 2.5 year making payment regularly
* 3 missed but making regularly my payment
* and when they seized my car when i was making payment also
* and without any court notice
*they can seize my car in this condition...?
* and by force ..?
Please do the needful if chola company was in fault please . I was not continue defaulter, i was making payment /emi, and if i bounced 2 more emi due to company delay about cheque. And again then i started payment..
If company is right i need my lost thing and i need my compensation of attack on me.. Or if company is wrong without any court notice please take the action abut all things.. And help me to get all compensation.
Please make the action about this kind of finance company for wrong commitment about interest, bouncing charges, recovery charges, recovery process, seizing process and misbehaviour with clints...
Thanks & regards
Rishi sukhwal
[protected]
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I have taken the loan from Chola Mandlam ( Murugappa Group ) in 5Th March 2013
car model- HYUNDAI ELANTRA
cost- 14, 00000
loan amount- 7, 00000
installment amount- 19610
Duration- 4 year ( 48 month)
Paid- 36 almost
Amount Paid- 751000 ( Till date)
Location- Udaipur
very first 2 year I was making payment time to time but third year due to my job problem I missed 3 EMI in different different month ( Not regular basic) but i was making payment regularly suddenly third month chola mandlam company drop my cheque with amount of 4.25 lac.. ( With due EMI or future EMI) i was continue be in touch with Local Branch and asking reason... but regularly two month i was following the reason .. i was confused that i have to pay total amount or due instalment or i should pay regularly.. i asked to a advocate he told me if company drop your cheque with future amount you have to pay.. it means you should pay total amount ..
But when two month i didn't get any ans from company and my due instalment was growing .. i started to make payment again .. coz i took the loan only 40% of my car on on- road prise and 2 and half year i paid regularly and i was paying regularly aspect 3 installment ( due EMI was not continue even) then why i should be a defaulter..?
in between i was getting notice about payment from chandigar ( on my permanent address) 2-3 notice i got. and i feel to make payment regularly and i started again.. and till 2015 Dec. and 2016 jan i made the payment and company agent was coming to me and getting payment from my side
over all about 3 EMI in the 3 year i was responsible and 2 EMI i stopped due to Company drop the Cheque with due and future EMI without less any Intrest.. i was confused but again i started to make payment to company
but when i was giving present EMI and regularly in touch with company about my rest due payment and i was not getting any ans.. and on 21st 2016 i was not in my town and i was in jaipur with my 3 office friends, 7-8 people stop my car, attack on me and hijack on of my friend .. and when i went to Police station and gave report and i got company seizure's has been seize my car.. i hurt on my body also .. and i lost one of my friends phone gold chain and many things but still i didn't get any reply from police.
when i was regularly making payment or when i was stop due to cheque.. then company can take action and can seize my car without any court permission ?? and by force and attacking on me..??
after all i make the payment of 2 lac to company with interest + seizing charges and with many more charges and got the car.. company did wrong with me by wrong way and was blackmailing to me.. if you need your car.. take your police report back and deposit complete amount whatever we want..
and i made payment what they need
with in this all incident when i found the loan paper and detail from Chola company i got, i was paying more intrest as company told me and on due EMI i was paying 4 % every month and as per the company representative it should be 1% on monthly basic
dear sir when i was in touch with company...
* i took 40% loan only
* from 2.5 year making payment regularly
* 3 missed but making regularly my payment
* and when they seized my car when i was making payment also
* and without any court notice
*they can seize my car in this condition...?
* and by force ..?
Please do the needful if chola company was in fault Please . i was not continue defaulter, I was making payment /EMI, and if i bounced 2 more EMI due to company delay about cheque. and again then i started payment..
If company is right i need my lost thing and i need my compensation of attack on me.. or if company is wrong without any court notice please take the action abut all things.. and help me to get all compensation.
Please make the action about this kind of finance company for wrong commitment about interest, bouncing charges, recovery charges, recovery process, seizing process and misbehaviour with clints...
Thanks & Regards
Rishi Sukhwal
[protected]