Collector Office, Vellore — housing loan

Respected sir,
My name is mathivathani d/o rajendran (Contact no. [protected]). We bought a housing loan of amount rs.11l in "city union bank" with the monthly emi amount of rs.18k.
Last and current year[protected], due to my mother's and my brother's health condition we paid a emi amount in bases of 2 months once (I. E : 18+18=36k). But the bank manager is asking us to pay rs.1l for the current month (Nov-2017). And he also told us, they will not consider if we pay the emi amount (18k) of the current month (Nov). Currently, i don't have proper job and my father's income is not sufficient to run our family. Sir i request you to give me some time to pay the amount. Please give us 1 year time (Nov 2017 - nov 2018) to pay half of our loan amount. Kindly do me a needful.
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