ABN AMRO Credit Card — Claim o[censored]ndisclosed and surplus amount on card

ABN AMRO Credit Card — Claim o[censored]ndisclosed and surplus amount on card

D Dr. Subhadip Pal from Pune, Maharashtra Jun 16, 2008

With deep regret I wish to inform you that when I first got my ABN AMRO Credit Card, I was really overwhelmed to be a part of the prestigious ABN AMRO family. But my joy didn’t last long. I had just started using my card for a couple of weeks when I started experiencing the problem of getting my statements late….late enough to subject me to penalties and interests! Not that it is the only card I own and I have an excellent credit history with all the other hosts. So usage of this card went down quite spontaneously. However, I never thought of finally dropping it. But today I have really been cornered…so precipitously that I have no option to surrender my card. May be it means nothing to them, but I feel I must purge the story so that I have a clear conscience and may be the forum may take steps that others are not subjected to this humiliation! Being disturbed and chased by thier telecallers had always been a regular feature and about 7 – 8 months back, one of them offered me an upgradation to a gold card. He was dead-nagging and was phone-stalking me day and night. Finally, to get rid of him I accepted the offer. However, I specifically told him that I was not willing to take a Rs.6000/- pre-approved draft which he said was bundled with the offer. Not paying heed, he assured me that no interest would be charged for the same if I paid back the amount in a month’s time. It happened exactly the way….I repaid the amount, something in excess of Rs.6000/- precisely within days of encashing the draft. The monthly statements kept rolling in showing ‘0’ amount due. Everything went on smoothly unless with my last statement that reflected the 6th EMI showed an additional due of Rs.790.14/- was claimed. Surprised, I called the helpline and came to know that it is “some charge” that has been incurred because I never officially informed in writing that I wanted to get rid of the loan process…. I understood how badly I have been cheated. I can well understand how easily they can make money only if they can dupe about 100 people in much the same way as they did to me! I know this grievance would never be redressed. Nor do I hope that this outstanding would be revoked. But I can certainly get rid of this menace once I get rid of the card. I pledge to pay off whatever outstanding is reflected in the coming statement, after which I shall surrender my card. Is there anything you can do about it??? Dr. Subhadip Pal 10/1B, Satchasi Para Lane, Kolkata – 700036 Phone: [protected] Card No. [protected] Was this information helpful? No (0) Yes (0)

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Comments

nazim munshi

from Kalka, Himachal Pradesh

Mar 7, 2009

I am totally dis satisfied with the abn amro credit card.

I am not having a credit card of your bank and still receive alerts on my mobile no. i.e. [protected].

after requesting more than 25 times i am still receiving calls from your side assuming me as Mr. PANKAJ VAVISI.

i dont khow whether the tele executives can not understand my request to change the mobile number of mine from your database of Mr. BAVISI or what.

whatever i m still receiving the calls and it is very much annoying rather headack for me.

lets us see what you can do for me.

-NAZIM MUNSHI

Himanshu Maheshwari

from Mumbai, Maharashtra

Apr 1, 2009

I still regret the day when I said yes to be the owner of a ABN AMRO credit card. ABN AMRO has been harrassing me since the last 2 yrs. to pay charges on a card which does not exist anymore. They have levied annual charges on a non existent credit card and also levied interest thereon.

In Nov 2005 I was given a new card as a replacement of the then existing card for safety reasons and the balance of the existing card was also transferred to the new card. All the dues thereon were cleared on the due dates and since mid 2006 I have stopped using the new card also. The bank charged annual fees on the old card in March/ April 2006 which was existing till Nov 2005 and no statement to that effect was sent to me although I was receiving the statement for the new card.

They have been calling me frequently in an attempt to make me do a one time settlement. The settlement amt varies everytime they call me ranging from Rs.5000 to Rs.1500 but nobody is interested to know the actual issue and solve it for good.

Looking at the number of issues raised by the customers it clearly seems to be a total mess at ABN AMRO bank and they should be banned from issuing any further credit cards with immediate effect.