AHMSI/Option One Mortgage — violation of loan modification

Dealing with A.H.M.S.I could be a valid arguement for "justifiable homocide"! They are playing a financial shell game with my money and I have had it. I have filed a claim with our state Attorney General and would be happy to be part of any class action against these . This ordeal has brought undo anxiety and stress to our family, Imagine trying to explain to my five children that we are going to lose our home because A.H.M.S.I. didn't get enough stimulus money from the feds and are trying to swindle us out of what little we have!

I let my note with CitiResidential go late 2 months to try to modify it. No matter what I did, I was either still doing too well, or too much in debt. AHMSI bought my loan in february. I kept getting nasty letters in the mail. I spoke with their so called "Counseling department", and was given repayment plan figures. My loan payment was at 2100.00 a month. I sent in a cashiers check for $6000 as they requested. Now my payments are $3385 a month for 12 months. What is going on with this company?.
I have been temporarily laid off from my $2200 a week job for 8 months now, and there is talk of going back in august. It seems like the ones in need of temporary help are the ones that get hammered the most. My home has now become the shackle and weight on my leg. I feel like a slave to this money fueled greed machine. My interest rate is 9.5 %, so they make bank off of me each month, and will probably flip my loan to another loan shark after they feel they are done screwing me.

we agree this company needs brought to terms with their actions. we have started a lawsuit with some awesome lawyers and are tying to get the word out. our complaint is listed on ahmsi complaint board. anyone email us at [protected]@yahoo.com

I don't agree to all this. We need to understand our motgage note first. when we sign it agree with whatever is mentioned in it. but most o[censored]s do it without even reading it or understanding it. Moreover, the orignal loan terms will never change (unless you refinance with new term & conditions), it does not matter that your loan has been transfered from citi to AHMSI.
whenever to take a re-payment plan from any mortgage company the payment will be always higher, the reason is that you pay towards the past due amount along with your regular payment.

first of all all the borrowers either with ahmsi or with other company needs to understand about certain things in terms of there mortgage there is certain guiedlines that mortgage company needs to follow as there is no such personal grudges with customers.they needs to understand the way that they are reacting though its very important to read all the documents properly before mortgage and also needs to understand technicalty about all the aspects.and the final part is its up to customer willingness and support to get resolve there concern.its not about india or abroad its about athority that anyone has.and also customers needs to change there mentality if they cant afford mortgage then not suppose to live life like that way, they need to understand the power of savings.so in plain word blame are the word of excuses believe what we understand and dont run with crowd and take desicison wisely..