[Resolved]  Bajaj Auto Finance Limited — keeping me in dark regarding my emi and giving me wrong information

Address: Darjeeling, West Bengal

sir this is me rupen pradhan ,
i had taken a auto loan from bajaj auto finance ltd ,c/o siliguri auto works .ltd. second mile sevok road siliguri 734401 in the year 2006 month of may proposal no[protected] over the platina (spoke wheel) bearing registration no wb74k3661 .
i had cleared all my emi and got a clearance certificate as well as NOC from the co on 25/02/2009 having NOC Sl no 3018770.
I had applied for a personal loan of two lakhs for my personal requirement from HDFC BANK and CITI FINANCIAL after a gap of one year in 2009 and 2010 respectively but both the time my loan got cancelled as i had submitted all the docs as i was fullfilling all the requrements ifound something fishy so i asked the bank employee he told me that i was a defaulter as per my cibil report from tthe PAN CARD latter on when i checked with bajaj auto finance ltd in kol branch he told i am still having due to the co and my case my account was still open though i had already clearance and noc from the co, though i paid all my dues in 20/04/2010 the amountof Rs 520 as part payment for credit to the emi paid and Rs 2250 as part/full payment for credit to overdue charge to get rid off as adefaulter in cibil record .
when i checked my emi receipt they said i have paid inadequate amount for emi 16 but my question is if i had paid less amount they didnt charge me in my emi 17 and i was not aware of my due pilling till the year 2010 when my loan got rejected twice and my problem got pilled up bcoz of the negligence and wrong information from the co. though i didnt get any intimation letter nor any call from the co,
i have sufferd a lot for this wrong information again i had applied for a housing loan this time also they were asking a lots of question and documentation i am sure this loan will also get rejected so please can u help me and so further in future there wont be any more victim like me running from bank to bank for a loan for no mistake of mine
my email id is [protected]@yahoo.com and contact no is [protected]