[Resolved]  Canara Bank Punalur — Chq.deposited in S/B a/c not send for clearance

I have taken an agriculture loan for Rs150000/- on 09/05/07 from CANARA BANK-PUNALUR-KERALA, PIN-691305.I have pledged my wife's gold ornaments as security as asked by the bank.The loan a/c no is 28294.My S/B a/c no is 31383.The rate of interest was 7% & I have been paying the interest in between.Now the bank manager has told me that I have to pay 10% int. which they never informed me.Pls note that I have not been given any benifit of Governments agriculture loan waiver programs instead they have incrased the int. rate on my loan which was never informed to me, which when questioned the answer given was you need not be informed.The behaviour of bank staff was very rude to me a senior citizen of INDIA AGED ABOVE 80 YEARS still doing agriculture.
Now I want to repay the loan take my wifes ornaments and die with dignity not owing a single paise to this bank.As I dont have money I asked money from my daughter and they send me chq. for Rs150000/- (chq.no.181491, AXIS BANK, CHENNAI Br dt.25/11/09).This chq. I deposited in my S/B a/c on 01/12/09.To my surprise this chq has not been sent for clearance even after 15 days.To day when I called up the bank the answer given was that staff is on leave.Dont help me but dont harm a man above 80,only mistake I have done is took a loan for doing agricultre.Can any body answer to this ill treatment?