[Resolved]  Credit Cards — DELISTING FROM CIBIL DEFAULTERS LIST

i had settled my deutsche bank & barclay bank credit card outstanding in 2009 since i could not pay the same because of market slowdown & financial crunch.now all my new loan applications,credit card applications get rejected from the banks reason being poor record in CIBIL.i want to know way out to get delisted from CIBIL defaulters list & improve my credit record. Will i ever get a new loan,credit card or i am branded as DEFAULTER for lifetime ???
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Aug 14, 2020
Complaint marked as Resolved 
 
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credit cards — defaulter in cibil list

From: ravi chandran <[protected]@yahoo.com>
Subject: Fw: details reqd - reg
To: [protected]@cibil.com
Date: Monday, 27 July, 2009, 1:23 PM




--- On Sat, 25/7/09, ravi chandran <[protected]@yahoo.com> wrote:


From: ravi chandran <[protected]@yahoo.com>
Subject: details reqd - reg
To: [protected]@cibil.com
Date: Saturday, 25 July, 2009, 2:25 PM


RESPECTED SIR/MADAM

MY NAME IS K. RAVICHANDRAN, DATE OF BIRTH : 28.05.1971 MOBILE NO: [protected], [protected] LIVING IN CHINDATRIPET, CHENNAI(.)

ON 2007 I GOT SEVEN BANK'S CREDIT CARD AND I HAVE BEEN RECD SETTLEMENT LETTER FROM ALL THE BANKER'S(.)

BUT 2008 AND NOW 2009 I HAVE APPLIED HOUSING LOAN TO VARIOUS BANK'S AND ALL THE APPLICATION HAS BEEN RETURNED BY THEM AND UNDERSTOOD THAT MY NAME IS IN DEFAULTER LIST IN CIBL (.)

I REQUEST YOU TO KINDLY CHECK WITH YR DATA'S AND INFORM BY WHICH BANK AND BY WHICH BASE THEY PUT ME IN DEFAULTER LIST TO ENABLE THEM TO CONTACT AND SOLVE MY PROBLEM TO GET HOUSING LOAN PL(.)

RGDS: K. RAVICHANDRAN [protected]
please take out my name in list i cleard all credit card bill

credit cards — credit cards-control no. 440019060

dear sir,
I have sent "CIR" form along with all my details and enclosures i.e., PAN card, ID card, Residence proof and Bank Statement along with requisite DD. No. 631021 for Rs. 142/- on dt.[protected] issued by SBI, St. Johns Road Branch, East Marredpalli, Secunderabad. Till today I have not received any acknowledgement from your end. I have sent through Email also. But there is no reply from your end.
I have closed all my credit card accounts and I do not have any dues on any credit card till date. I have to go for a homeloan. As there is no clearance from your side I am unable to take loan from banks.
Kindly expedite the things and let me know the status of credit cards as early as possible.
Matter may be treated as most urgent.
- gattipalli radhabai
h.no. 10-5-675/12, Tukaram Gate, North Lallaguda, Secunderabad AP 500017.
Mobile No. [protected]

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