[Resolved]  HDFC Bank — Cheating in Disbursement of Housing Loan

HDFC Bank - Housing Loans — HDFC Housing Loans

Friends,

I have applied for HDFC housing loan 3 months back and they haven't responding about status of loan yet, even though processing charges Rs 12000 was taken. Any one in same boat?

.Dear Sir,
The Trailing mail already states that the HDFC Bank Personnel have charged more money from me and they are pretending not to understand and neither thay are returing my money back.This is the nature of HDFC Bank, Salt Lake Branch, Kolkata. official.Whenever they are getting chance they are trying to cheat its customers.
regards,
Kaushik

Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]Tuesday, April 24, 2012 6:09 AMFrom: "kaushik bhadury" <[protected]@yahoo.com>View contact detailsTo: "Kaushik" <[protected]@fwuk.fwc.com>

--- On Sat, 2/4/12, kaushik bhadury <[protected]@yahoo.com> wrote:


From: kaushik bhadury <[protected]@yahoo.com>
Subject: Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
To: customercare.[protected]@hdfc.com
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: Saturday, February 4, 2012, 1:39 AM


Dear Sir/Madam,
Since your rate of interest changed from Oct.2011 10.25% to 10.75% but you have charged me 10.75% on sept11 onwards i.e 11684/ on Oct.11 11684/ nov11 11284/.below mentioned chain of mail is for your reference.
regards,
Kaushik Bhadury
Senior Construction Engineer(Mechanical)
Foster Wheeler India Pvt. Ltd.
Email [protected]@yahoo.com
[protected]@gmail.com
Ph. +91 [protected]

--- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:


From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
To: "kaushik bhadury" <[protected]@yahoo.com>
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: Friday, February 3, 2012, 10:01 PM


Please put forward your queries through customercare.[protected]@hdfc.com .

Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]



From: kaushik bhadury <[protected]@yahoo.com>
To: [protected]@hdfcsupport.co.in
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: 02/03/2012 10:40 PM
Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]


[protected][protected][protected][protected]



I want your Accounts Dept. email address.and the name of responsible person whom to contact.

Kaushik Bhadury
Senior Construction Engineer(Mechanical)
Foster Wheeler India Pvt. Ltd.
Email [protected]@yahoo.com
[protected]@gmail.com
Ph. +91 [protected]

--- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
To: "kaushik bhadury" <[protected]@yahoo.com>
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: Friday, February 3, 2012, 4:56 AM

Dear Mr Bhadury ,

This is to intimate you again that the ROI charged against the loan #[protected] for Sept'11 was 10.25% and for Oct'11 was 10.75%.
For any further queries please contact accounts department in 23018300,22481981,22481308 or 66086200 .


Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]



From: kaushik bhadury <[protected]@yahoo.com>
To: joyostutim <[protected]@hdfcsupport.co.in>
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: 02/02/2012 11:36 PM
Subject: Fw: Re: FW: Check/Draft Loan A/C no.[protected]



[protected][protected][protected][protected]



Dear Mrs Joyostuti Mani


Now do you accept that you have charged access amount for the month of Sept2011?
regards,
Kaushik Bhadury

--- On Mon, 1/30/12, kaushik bhadury <[protected]@yahoo.com> wrote:

From: kaushik bhadury <[protected]@yahoo.com>
Subject: Re: FW: Check/Draft Loan A/C no.[protected]
To: [protected]@hdfcsupport.co.in
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: Monday, January 30, 2012, 8:26 AM

Dear Mrs Joyostuti Mani,
If you believe that you have not charged me PEMI from Sept2011 then please refer this chain of mail you have mentioned as below.

Dear Mr Bhadury ,

With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
The EMI received against the same was Rs 10251/-.
Hence the amount of Rs 1433/- was taken in excess of the PEMI .

Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]

Kaushik Bhadury


--- On Mon, 1/30/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
Subject: Re: FW: Check/Draft Loan A/C no.[protected]
To: "kaushik bhadury" <[protected]@yahoo.com>
Date: Monday, January 30, 2012, 12:46 AM

Dear Mr Bhadury,

As per the system the ROI of 10.75% has been charged wef Oct'11.



Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]



From: kaushik bhadury <[protected]@yahoo.com>
To: [protected]@hdfcsupport.co.in
Date: 01/25/2012 09:41 PM
Subject: Re: FW: Check/Draft Loan A/C no.[protected]




[protected][protected][protected][protected]



But Mrs Joyostuti Mani, you have charged 10.75 % rate of interest from sept. 2011 onwards.Please check.

Kaushik Bhadury
Senior Construction Engineer(Mechanical)
Foster Wheeler India Pvt. Ltd.
Email [protected]@yahoo.com
[protected]@gmail.com
Ph. +91 [protected]

--- On Tue, 1/24/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
Subject: Re: FW: Check/Draft Loan A/C no.[protected]
To: "kaushik bhadury" <[protected]@yahoo.com>
Date: Tuesday, January 24, 2012, 11:03 PM

Dear Mr Bhadury ,

The Rate of Interest has changed to 10.75% wef Oct'11 as was intimated to you earlier.



Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]



From: kaushik bhadury <[protected]@yahoo.com>
To: [protected]@hdfcsupport.co.in
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: 01/22/2012 10:53 PM
Subject: Re: FW: Check/Draft Loan A/C no.[protected]





[protected][protected][protected][protected]



Dear Joyostuti Mani,
Please check Interest rate 10.25 percent Previous rate of interest) changed to 10.75 percent from 1st oct. 2011.How are you charging me the interest rate of 10.75 from sept. 2011 as being mentioned by you in the below mail.
regards,
Kaushik Bhadury
Senior Construction Engineer(Mechanical)
Foster Wheeler India Pvt. Ltd.
Email [protected]@yahoo.com
[protected]@gmail.com
Ph. +91 [protected]

--- On Fri, 12/16/11, Bhadury, Kaushik <[protected]@fwuk.fwc.com> wrote:

From: Bhadury, Kaushik <[protected]@fwuk.fwc.com>
Subject: FW: Check/Draft Loan A/C no.[protected]
To: "[protected]@yahoo.com" <[protected]@yahoo.com>
Date: Friday, December 16, 2011, 7:35 PM


From: [protected]@hdfcsupport.co.in [mailto:[protected]@hdfcsupport.co.in]
Sent: Thursday, December 15, 2011 5:41 PM
To: Bhadury, Kaushik
Cc: [protected]@hdfc.com
Subject: Fw: Check/Draft Loan A/C no.[protected]

Dear Mr Bhadury ,

With reference to your mail seeking query ,the below mail was sent to you on 10.12.11.
The same is forwarded to you again.

The excess PEMI of Rs 1433/- was taken to compensate the deficit emi for the month of Sept'11.

Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]

----- Forwarded by Joyostuti Mani/HLSIL/Calcutta/HDFC on 12/15/2011 05:34 PM -----
From: Joyostuti Mani/HLSIL/Calcutta/HDFC
To: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: 12/10/2011 01:50 PM
Subject: RE: Check/Draft Loan A/C no.[protected]









[protected][protected][protected][protected]






Dear Mr Bhadury ,

With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
The EMI received against the same was Rs 10251/-.
Hence the amount of Rs 1433/- was taken in excess of the PEMI .

Click here to Choose Electronic Clearing Service (ECS) on web
Regards
Joyostuti Mani
Ph:[protected]


From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
To: "[protected]@hdfc.com" <[protected]@hdfc.com>, "[protected]@hdfcsupport.co.in" <[protected]@hdfcsupport.co.in>
Date: 12/09/2011 12:08 PM
Subject: RE: Check/Draft Loan A/C no.[protected]









[protected][protected][protected][protected]







Till Date I have not got any reply.

regards,
Kaushik Bhadury,
Incharge (LSTK #7)- IOCL Pardip Refinery Project
Foster Wheeler(G.B.)Limited
IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
Mob: +91 [protected]
E mail : [protected]@fwuk.fwc.com
www.fwc.com

Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
Company Registered in England and Wales No. 745470

INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK


From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
Sent: Tuesday, December 06, 2011 7:20 PM
To: [protected]@hdfcsupport.co.in
Cc: Bhadury, Kaushik
Subject: Fw: Check/Draft Loan A/C no.[protected]

Please look into.

Regards,

RADHA CHATTERJEE

----- Forwarded by Radha Chatterjee/Calcutta/HDFC on 12/06/2011 07:19 PM -----
From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
To: "[protected]@hdfc.com" <[protected]@hdfc.com>
Date: 12/06/2011 09:37 AM
Subject: RE: FW: Check/Draft Loan A/C no.[protected]










[protected][protected][protected][protected]





Madam,
I have collected the Check and I am having a query Pre EMI interest for the month of December is Rs,2837.00 this is alright and one more thing you have claimed that is EMI Dues Rs,1433.00.
Every month I am paying my EMI in right time mentioned by you so how EMI Dues will occur. Please clarify.

regards,
Kaushik Bhadury,
Incharge (LSTK #7)- IOCL Pardip Refinery Project
Foster Wheeler(G.B.)Limited
IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
Mob: +91 [protected]
E mail : [protected]@fwuk.fwc.com
www.fwc.com

Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
Company Registered in England and Wales No. 745470

INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK



From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
Sent: Thursday, December 01, 2011 6:13 PM
To: Bhadury, Kaushik
Subject: Re: FW: Check/Draft Loan A/C no.[protected]

Dear Sir,

Your disbursement cheque will be ready on 3rd Dec. You may collect the same from our office after 1.30 pm.

With regards,

RADHA CHATTERJEE
HDFC LTD.
SALT LAKE OFFICE
PH # 23215060



From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
To: "[protected]@hdfcindia.com" <[protected]@hdfcindia.com>
Date: 12/01/2011 12:43 PM
Subject: FW: Check/Draft Loan A/C no.[protected]









[protected][protected][protected][protected]






Please confirm me if it is being prepared or not.

From: Bhadury, Kaushik
Sent: Thursday, December 01, 2011 8:33 AM
To: [protected]@hdfcindia.com
Subject: Check/Draft

Dear Sir,
Please issue an Cheque/Draft of Rs, 3,32,115/ (Three lakh thirty two thousand one hundred and fifteen Indian Rupees only) in favour of ''SPACE RICE PROJECTS PVT. LTD."
And please handover to my wife Mrs,Mausumi Bhadury.On 3rd December 2011 morning she will be reaching your branch to collect the cheque/Draft.
regards,
Kaushik Bhadury,
Senior Construction Engineer (Mechanical)- IOCL Paradip Refinery Project
Foster Wheeler(G.B.)Limited
IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
Mob: +91 [protected]
E mail : [protected]@fwuk.fwc.com
www.fwc.com

Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
Company Registered in England and Wales No. 745470

INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK