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Updated: Dec 16, 2025
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M
mukesh_amit21
from Ludhiana, Punjab
May 16, 2012
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Address: Jalandhar, Punjab

Respected Sir/Mam,

में अमित मेहता S/o Sh सुरिंदर कुमार मुहला आदर्श नगर शाहकोट जिला जालंधर का रहने वाला हु | मैंने 16 नवबर 2011 को HDFC बैंक ज्वाइन कया था मेरा एम्प्लोयी कोड CA34348 है मजे मेरे बॉस SUKHWINDER SINGH NANDHA की वजह से जॉब छोडनी पड़ी | क्यों की उन की ROODH LANGUAGE थी | मेरे साथ उन्होंने कई बार गलत ढंग से बात की. |फिर मैंने 28 फरबरी 2012 को जॉब छोड़ दी और मुझे कहा गया की तुम्हारी तनख्याह( FULL AND FINAL ) एक महीने तक आ जाये गी | आज 16 MAY 2012 हो गए है पुरे दो महीने से ऊपर हो गए है मगर मेरी तनख्वाह अभी तक नहीं मिली मुझे | कई बार ऑफिस जा चूका हु बहुत बार फ़ोन किया सही बताते ही नहीं है हर बार नया बहाना | कबी कबी तो मेरा फ़ोन ही नहीं उठाते गलती से अगर उठा बी लिया तो किसी और को पकड़ा देगे और बोल देंगे की सर BUZY है या सर यहाँ नही है | कृपया मेरी तन्खवाह तो दिया दीजिये | मे क्या करू जिस से मेरी तन्खवाह मुझे मिल सके | मैंने कोई भी छुटी नहीं की बैंक से इस महीने फिर भी मेरी तन्खवाह रोक रखी है मेरी मदद करो
SHAHKOT JALANDHAR BRANCH CODE 1829 HDFC BANK इस बराच में बहुत गड़बड़ी है बहुत गलत काम होते है लोगो के SIGNATURE खुद ही बॉस कर देते है और जाली डिग्री भी बनाते है जिस के बदले में पैसे लेते है और बैंक में लगवा देते है फिर उस का बैंक कोड आ जाता है और काम करना स्टार्ट कर देता है एस्से बहुत काम है जो वो गलत करते है
AMIT MEHTA
[protected]
PLS HELP ME
Aug 13, 2020
Complaint marked as Resolved 
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    S
    Suraj V Kamble
    from Pune, Maharashtra
    May 16, 2012
    Resolved
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    Address: Pune, Maharashtra

    Hi I am Suraj Kamble worked in HDFC Bank KalyaniNagar Branch in From June 2007 To Feb 2008 as Sales Excutive. I Cannot received PF. My Empoyee Code CK04123. Last 4 years i follow this problem to HDFC bank but they not take my problem sincerly . Please solved my issue.



    SURAJ V KAMBLE

    Cell.No.[protected]/[protected]
    Aug 13, 2020
    Complaint marked as Resolved 
    Regarding P.F
    Dear sir/mom

    HDFC BANK Pvt.Ltd.


    Subject :- Regarding Provident fund

    Sir
    I am Suraj Kamble and my emp. id is CK04123. i was joined 13 july 2007 and i was working 31 January 2008.but i did not got P.F.
    please sir give my P.F of total working days. sir i had lot of call in mumbai head office.
    on any response . so please sir kindly take care my case . i m waiting for your response.


    Thanks
    SURAJ V KAMBLE
    [protected]
    Email.[protected]@gmail.com
    This is Niharika Sharma, I was a employee of Hdfc bank rajouri garden J12/21.Employee code CN14685.

    I have left the premises in 27th february 2012 and not yet able to apply even because address for courier given to me was wrong.I have sent it twice.
    On the daily basis I have to cal them and ask for the address and they always use to they will search..then do not replay.

    Kindly provide me the address and the form to apply for provident fund.


    Regards
    Niharika Sharma
    Please write to [protected]@hdfcbank.com with your details. They will be able to assist you.
    sir&madam,

    my name is VIPUL MEHRA, my emp. code is 67910, (insurance coex department) i have done worked in hdfc bank in golden temple branch, my joing date is
    [protected] and resignation date is[protected] i have not recived my pf amout so kindly inform me how to get my provident fund as soon as possible.

    WITH REGARDS,

    VIPUL MEHRA
    SERVICE HEAD

    THERMAX LTD.
    (M):[protected]
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      santosh kumar shee
      from kolkata, West Bengal
      May 15, 2012
      Resolved
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      Address: South 24 Parganas, West Bengal

      Copy of letter
      To,
      The Grivence Cell Officer,
      HDFC Bank Credit Card Division.Thiruvanmyur,PO-Chennai-600041. Sub.-Cancilation o[censored]nauthorised deduction of Rs. 30000/- by country club, kolkata
      Ref.-E_mails with Balaji RG,Deputy Manager - Correspondence Customer Services, HDFC Bank Credit Card Division and charged dispute form.
      Dear Sir,
      My credit card no HDFC credit card no [protected] was charged wrongly with falls statement for Rs. 30000/- by country club, kolkata with 18 EMI .It was verbally asked to verify the card balance against a purchase scheme of club member-ship for one time payment of Rs 71000/- and suddenly they (two club representative named Himadri Roy & Biswajit Roy) took the card and charged the amount at their club premises at Marlin Homeland 5th fl. 18-B, Asutosh Mukherji Road, invited by Rupa Chakraborty on 07/04/12, though on written document their office address is 86-B/2-1st floor Gajaraj chambers, park circus connector, Topsia road, kolkata-46. My balance was Rs.26004/- only on that time . They mislead the customers which may be viewed seriously and the said transaction may kindly be cancelled immediately.This is a crime with the customer as well as It is a totally ill-legal manner/ activity. It can not be done in any circumstances. You do not replied on this important point or, silent regarding on that very legal issue. How u permit the country Club to do so?
      The receipt was wrongly made signed by them which I disagree totally. This is a crime with the customer which may be placed to Customer Protection Court / Consumer Forum. Informed for your kind consideration.
      Your customer care was contracted by me on 9/4/12 at 18-00 hrs and the person with whom I talked with- Madam Mohua. On her suggestion I faxed one charged dispute form to yr. no.[protected] on 10/4/2012 and the same was dropped at your drop box at BBD Bag Br., Kolkata-1 with documents.
      I send you E_Mail on 12/4/12, 13/4/12, 16/4/12, 19/4/12, 26/4/11, 27/4/12 ,29/4/12, .2/5/12 3/5/12/, 7/5/12, 11/5/12 at 6.04 pm and 6.23 pm.
      Till date you do not reply the cause of '' overdrawn amount without my permission/consent", I asked you repeatedly and what is the term & condition?
      You wrote in your last mail dated 11/5/12 "In this regard, we wish to inform you that basis the interactions you had with the merchant, we have initiated our liaison with the concerned merchant establishment on best effort and shall be in receipt of revert from them in 50 working days. In view of the same, we shall revert once we receive response from them and our investigations get completed. "
      In ref. to the above, as you charge the disputed amount of Rs1667.67 for Counntry Club in this month statement dated-2/05/12, may be withdrawn immediately and sent revised statement for payment.
      Kindly consider the case and do the needful immediately as I am a valued customer of your bank for a long time.
      I request u to cancel the said transaction and refund the same to my card balance on urgent basis, otherwise I have to take the whole issue to CONSUMER FORUM/ COURT and also higher Court for protection of customer & also I have to inform the whole matter to Govt. Financial Institutes like as RBI etc.
      The decesion is also to be taken by me for withwrawan my card-membership immediately from your bank for lifetime.
      Enc.-Copy of E_Mail to Country Club With regards,
      Dated14/05/2012 (Mr. Santosh Kumar Shee)
      M [protected],Base Ph.[protected].
      My office-O/o the CCA, WB circle.Dept. of Telecom. Govt of India.at 8. Esplaned East,
      Designation- Asst. Communication Accounts Officer(Gazetted)


      ***Copy of E_Mail to [protected]@countryvacationsmail.com
      Deduction of Rs.30000/- againest HDFC credit card on 07/04/2012 for vacation life membership o[censored]r club
      FROM: santosh kumar
      TO: [protected]@countryvacationsmail.com
      CC:customerservices.[protected]@hdfcbank.com,Thursday, 26 April 2012 7:40 PM
      Sir,
      I and my wife were called for publicity campaign of your company with a offer of a free gift at your club premises at Marlin Homeland, 5th fl. 18-B, Asutosh Mukherji Road, invited by Rupa Chakraborty on 07/04/12, though we saw latter on written document your office address is 86-B/2-1st fl.,Gajaraj chambers,park circus connector,Topsia road, kolkata-46.
      Your staff (two club representative named Himadri Roy & Biswajit Roy) placed some plans for membership of your club, verbally and with a rough white paper, no printed scheme was shown, which is suspicious.Also offered some drinks, and we accepted the drinks. On the time of discussion going on, your staff offered one scheme for Rs.71000/- and asked, was I used any credit card? What was the credit limit? I answered, I am not confirm, but it may be near about 30000/- .
      Then Mr Biswajit Roy took my HDFC Card and suddenly charged the amount for Rs. 30000/-against my HDFC credit card no xxxx xxxx xxxx 9583, when my balance was Rs.26004/- only, which I found latter after some quarry , It was also surprising, on that time, the said scheme of club member-ship was for a total amount of payment of Rs 71000/- was required . How they charged my card without my consent and without any arrangement of balance amount?
      The receipt was wrongly made signed by them which I disagree totally. I felt letter , I was totally trapped. This type of action against a customer is a serious misconduct, mislead the customers and totally illegal. Now I have no fund is ready for payment. As per verbal discussion, it was then stated by me that my mother was very recent released from a Nursing Home and an expenditure was done for 1(one) Lakh Approx which was paid by me and I have the documents .They agreed and said ,no,no, u not to give any payment now. But they did the wrong thing with us.
      Also overdraft can not be done in any circumstances without my permission which is a very important point and a very legal issue also.
      Your club staff agreed to give some Ph. nos. and name of old customer then at the table in writing, again at the outside of the gate they said it will be send by massaging. Then on that office reception on last week another senior staff said (Named Imtiaz) No ,No, It only can give our Customer Care If they think fit. What is this ,one issue and three different wrong statements.., what is the policy ? I[censored] have anything!
      So, I request u to cancel the said transaction and arrange to refund the same to my card balance on urgent basis,otherwise I have to take the whole issue to CONSUMER FORUM COURT, CONSUMER MINISTRY, GOVT. OF W.B. & also I have to inform the whole matter to Govt. Financial Institutes like as RBI etc., also I can go to the Higher Court because the matter is a case against PUBLIC INTEREST which are informed for your kind consideration please.
      Kindly consider the case and do the needful immediately.
      With regards,
      (Mr. Santosh Kumar Shee)
      Designation- Asst. Communication Accounts Officer(Gazetted).
      Office-O/o the CCA, WB Circle, Dept.of Telecom. Govt of India. 8, Esplaned East, Rear Building, Kolkata-69.
      M [protected], Ph.[protected]R),[protected]O).
      (**Different reminders also send to Country Club, kolkata on 27/4/12, 30/4/12, 7/5/12, 11/5/12 etc. and over phone also to their three representatives as stated above.)
      Aug 13, 2020
      Complaint marked as Resolved 
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        S
        sumanuddyog
        from Mumbai, Maharashtra
        May 14, 2012
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        Address: North 24 Parganas, West Bengal

        Sub: Complain against HDFC Bank credit card division- Kolkata. After settlement Card: [protected] dues but yet
        not delet from CIVIL report. For that subject DHFL kolkata branch refuse to pay HBL loan after take processing fees advance.

        Respected Sir/Madam,
        I am Sankar Das Of South Habra, Swamiji Road, Habra, North 24 Parganas, Westbengal, 743263. By profession I am businessman. Nature of business is Cement sub dealer. Very recent I submitted a HBL loan application in DHFL kolkata Branch for purchase a ready house of our locality. I need Rs 850000.00 (Eight Lakh fifty thousand) as a loan. I have wife & 2 children they all of are select the property for our residence purpose. Last 2 months before I applied this loan in DHFL. After everything inspection now they are told me that they are unable to give this loan due to my "Civil negetive report". My family members are now totally tense about this subject. DHFL concern told me that there are two negetive report in my civil report. 1) Over dues in favour of my useing HDFC Bank credit card. The credit card number is [protected].Before 2 years I have a account with HDFC bank when HDFC bank credit card division sanction a credit card in favour of me.I am not comfortable with this technology so firstly I can't used this card. After some months listen about this method slowly I used this card for purchase some household & pursonal materials & also repayment this dues within their mention time properly. They are told me that if you repaid your dues within 52 days of your billing date when there are no interest will be paid but when they send me statement I found that Rs 200, 300, 400 etc added with that bill. This is very unhappy of me. When there are also a subject happened that was HDFC bank credit card division customer care over the telephone a health mediclaim policy issue in favour of my family. After every month they send me a bill of statement of that mediclaim policy.This is very wrong with me because when I have already mediclaim policy for my family. So after some months I called the representative who endorse the credit card. I told him every things he also agrre with me that no one company issue mediclaim policy over the telephone without the signature of applicant. Then I called the representitive of HDFC Bank credit card division then after all discussion he understood my problem & also agrre with my argument. Then after some days they are send me a proposal for settlement this dues. When I totally settlement this dues with Rs 8000.00 (Probably when dues was 16000.00 approx). They give me settlement copy & Rs 8000.00 bill. 2) Onether dues in Civil report is Loan against Share Rs11000 (Approx). I somely declare that I have not any loan against Share.I have only a demat account with Anandrathi Share & Stock Brokers Ltd. There I have only Rs 426 is debit balance & I have 1137 KGL (Karutari Global Ltd) share in my account. I have also attach this application all relevant papers scan copy.

        So Sir/Madam you are easily understood my problem. I am a businessman I can't purchase this house without HBL loan. My wife & children everyday told me that when we would be honour of this house?? but I can't tell them "Your husbend or father's profile is negetive in the Civil report so company yet not agree for funding". After investigate all things you will be give any suggesstion for that subject???? Sir/Madam I request you that after investigate all things in favour me & if satisfied of my statement when please take proper step in favour of me & also inspect my business reputation in our locality. Sir please to do somethings for my appeal to take HBL loan for purchase ready house for my family members. I hope your kind cooperation. I wish your ever success in future.
        Thanking you.

        Place:South Habra, Habra Yours Faithfully
        Date : 12/05/2012 Sankar Das





        My Particulars are given below:

        1) Name : SRI SANKAR DAS
        2) Fathers Name : Sri Bhuban Ch Das
        3) Address : South Habra, Habra, 24 Pgs(N), Westbengal, 743263
        4) PAN : ANOPD5869M
        5) Date of Birth : 10/10/1965
        6) Contact No : [protected]
        7) Credit Card No : [protected]

        Note: Attach with this application 1) Settlement Bill 2) Settlement no objection copy. 3) Share stock statement ledger
        4) Companies declaration mail.
        Aug 13, 2020
        Complaint marked as Resolved 

        hdfcbank — up date of my card

        dear sir, i was having a dispute regarding payment earlier but i made the payment in march 08. i was told through your recovery department that ther is no dues in my account and your account will be up dated after six months.but already nine months have been passed and my card has not been updated so far.i am contacting through custmer care for updating my card but nothing have been done till date. i have been given icomplaint no.[protected].so you are requested to up date my card and issue me n o c immediatly on my e m ail [protected]@yahoo.co.in my card no.[protected]

        HDFC Bank — about credit cards dues

        HDFC BANK HAD TRANSFER 22500 RUPEES ON MY CARD ON REQUEST. BECAUSE THERE IS OFFER THAT THESE MONEY WOULD REFEND IN EMI BASIC. I HAD PURCHASE ONLY 1870 RUPESS FROM MY CARDS.

        against RS 24370 I have already paid amount of rupees 34172.00 rupees

        till today it shows oustanding against my cards is 38048 rupees.

        it is kindly requested to you please llok into matter and guide me. what should i do.


        thanks & regards
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          C
          CSSandip
          from Mumbai, Maharashtra
          May 14, 2012
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          I have applied for loan and got approval but still property is under process of approval since 4 months.
          After getting into touch with branch office they can't give us proper info and even direct person contact who is looking after the tech. & legal clearance of the property in Mumbai.

          The service of HDFC is very slow and complicated as compare to other pvt. bank in the market. They should improve their services of home loans.

          Executive, who has collected doc. from us is also given us false information that project approved by bank and now we are facing the lots of problems due to fraud executives of the bank. They are giving us fake information even they are representing to bank.

          Indirectly bank is involvee in the things made by executives like as providing wrong information, giving improper knowlege, making misrepresentation etc.

          HDFC : Pls note above & take care.
          Aug 13, 2020
          Complaint marked as Resolved 
          My file No .[protected] and I have given all the documents to Rajkot branch. They have suppose to call me for disbursement. But at last week Rajkot HDFC branch told me at last moment that APF for the property which have booked in Indraprastha Adai village, Panvel has not been done . So the builder has to submit the file to HDFC branch Panvel for this and then they will generate the APF no. from there. Rajkot branch also told me that they have already talk with Panvel branch regarding this issue . According to that I have Requested the Builder to submit the project file in HDFC Panvel branch. Last Tuesday on 29th May my borther Personaly shown the project file of indraprastha project Adai panvel to HDFC Panvel . They told him that we are not funding in Gavthan area and so that we can’t approve this project. HDFC has sanctioned me the loan on 24th Feb 2012. I have submitted all the documents like original sale deed, ECS form (sign verification from axis bank) also. I have submitted allotment letter given by the builder to HDFC on first day only while signing the loan form in which property location has been clearly mentioned. It is the responsibility of HFDC to do verification of the property approval (APF no) from their side before giving loan sanction letter to customer. Now builder is asking for the money from me and you people are not giving disbursement of the loan due to APF issue of the property. If I have not paid the demanded amount i am going to loose that property in june 2012. I am kindly requesting you to help in this case and solve the matter immediately, otherwise HDFC should pay me financial compensation for all this stupidity form HDFC.ltd Rajkot branch.
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            J
            jsukumar
            from Surat, Gujarat
            May 12, 2012
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            Address: Bangalore, Karnataka

            HDFC bank representative by name Priya has been calling me to convince to apply for a credit card. I've decided to apply based on the offers and the promises she made over the phone. Most importantly the HDFC Platinum card they offered is a special offer card for the Corporate I work with. She said, the application form and the kit explains all the mentioned offers as well. An executive visited my house and collected the documents like, ID card copy, my two months payslip, a photo and a phone bill as address proof. But the application form he showed me was not at all the one Priya specified. I asked about it and he said, it is difficult for him to carry all the company kits. Any application form is enough to process the request and he just made me sign the forms and not filled any details. Two days later another lady called in asking the details to be filled in the form. I gave all my personal details over the phone. After these proceedings, when I tried following up on the status of the card, the response was so tedious and ridiculous. Nobody cared to give any status updates. Finally I received a tracking number [protected]S2 from the bank. Tracked the details after 5 days and found the status as Disapproved. No reasons are mentioned anywhere. After applying, I never received any verification call on my office extension and my reference number given. There is no respect or response from Priya who initially promised so many offers and gave her number to contact if I am not getting the status from Bank. I need justice and respect for the time I wasted and applied for the so called Credit card for the Bank.
            Aug 13, 2020
            Complaint marked as Resolved 
            What happened at last? Did u get the card? Or was it a fraud????
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              P
              prasun das
              from Delhi, Delhi
              May 12, 2012
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              Address: Bardhaman, West Bengal

              To,
              The Branch head,
              HBL GLOBAL SOLUTIONS

              11 may 2012,

              Sir,
              I wish to draw your kind attention towards the resignation of my job.

              I was an employee of Auto-loan in Durgapur of HDFC BANK in Benachity branch and now I want to resign this company due to lack of sourcing channels and the main reason to leave this company is due to the rude misbehavior of sales manager Mr. Apurba Das. I hope you accept my resignation and think so that other employee does not face this problem which i had to face and i beg you for my experience certificates and provident fund money to get back as soon as possible.

              i want you to cooperate with me and sanction my resignation.My contact number is [protected]

              yours sincerely,
              Prasun Das
              (employee)(code-P14744)
              (Uttar Pally H.No- 69 M.A.M.C Durgapur-713210)
              Aug 13, 2020
              Complaint marked as Resolved 
              i want my resignation acknowledgment papers and terminate our auto-loan sales manager Mr. Apurba Das of Durgapur HDFC BANK, Benachity so that other employee does not face any problem further.
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                S
                sidshtv
                May 12, 2012
                Resolved
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                Address: Pune, Maharashtra

                sir
                I Siddharth Shtivastava Student BVP New law college. My a/c is with Axsis bank. On 8th may my card was captured in HDFC bank ATM Located between Jangli maharj road and furgusson college road. on 9th i went to HDFC bank office located in millenium towers Bhandarkar road i was told by one person in office that they dont have my ATM and asked me come next day. So again i went to same office on 10 and i was told that they have my ATM card but will not hand over the same till i reactivate my cad and prove it to them that it belonged to me by doing balance enquire so i mad an application in Axsis bank kothrude branch and was told that it will take 24hrs to reactivate my card . Then i again went to the same office but was told that the office have been shifted and they dont have the address and asked me to take it from customer care no [protected] i called thrice but was not provided with any information and was told to come again next day . I was told by the officer on 9th that i will have collect my card within 3 day otherwise they will destroy my card . sir please help me by providing any suitable relif as soon as possible
                Aug 13, 2020
                Complaint marked as Resolved 
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                  M
                  M Ravichandran
                  from Chennai, Tamil Nadu
                  May 11, 2012
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                  Address: Tamil Nadu

                  THE HDFC BANK STAFF DID NOT BOTHER TO BELIEVE THAT A CUT & TORN NOTE WAS PLACED IN THEIR ATM NO 8657.
                  THE COMPLAINT THRU EMAIL TO CUSTOMER CARE ID SENT ON 24.4.2012 DID NOT YIELD ANY RESULT.
                  COPY OF THE COMPLAINT WITH DETAILS GIVEN BELOW.
                  To: n.[protected]@hdfcbank.com

                  Dear Sir,
                  I have an SB account[protected].
                  I withdrew an amount from HDFC Bank ATM using an SBI card in Chennai. One of the Rs.100 was torn and pasted. I immediately went to the nearest HDFC Bank Branch, C P Ramaswamy Road, and made a complaint. But the Bank’s representative categorically denied that such kind of notes are not placed in ATMs. I told him the fact is that I got a torn note from the HDFC ATM. I did not take a receipt since I get electronic statements from my Bank and I sincerely do not want a transaction slip. He refused to accept my complaint. I subsequently downloaded a statement from SBI which clearly indicates my withdrawl from HDFC ATM 8657.

                  The HDFC staff belive their system rather than the customer. I could have easily got this note changed but my intention was to inform such occurences to the Bank Staff so that another custoner is affected the same way. I I feel insulted by the treatment by Bank Staff.
                  Last time I had a similar experience and I withdrew Rs.10 lakhs from my HDFC account and deposited in another Bank,

                  HDFC Bank staff are encouraging customers like us to go to different Banks.

                  I just wanted a reply from your staff that they will verify and see that torn notes are not placed in ATMs. I can get this torn note replaced in any one of my Banks where they treat customers better.
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    C
                    CSSandip
                    from Mumbai, Maharashtra
                    May 11, 2012
                    Resolved
                    Report
                    Copy
                    Resolved

                    Address: Mumbai City, Maharashtra

                    I have applied for Home loan in HDFC Bank Ltd. before 2.5 months & I got approval letter dtd. 05/04/2012 with spl condition of Legal & Technical clearance of the property.
                    The builder has submitted all the necessary documents to bank in the month of Jan 2012 but there was not any response/ communication from bank regarding status of the apporval.
                    After the many visits by myself (1.5 months later) I got information from Andheri E brach that, some docu. are pending. Even the same doc. has been already submitted by builder to bank.
                    Now builder has again submitted the requested doc. to HDFC BANK for property approval.
                    I am waiting for positive response and reply for speedy approval.
                    I am really fade from this job, everytime taking the follow up of bank by mail, ph. calls but as usual they are not abide to give mail reply to customer and ph. call connects after long try of 10-15 minutes. It is so difficult to go and visit to branch everytime due to my office work. I don't know the proper officer with whom should I contact?
                    Requesting proper information / solution on the above matter on : [protected]@gmail.com

                    Thanks.
                    Aug 13, 2020
                    Complaint marked as Resolved 
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                      T
                      tutudabhadury
                      from Delhi, Delhi
                      May 10, 2012
                      Resolved
                      Report
                      Copy
                      Resolved

                      Address: North 24 Parganas, West Bengal

                      Dear Sir,
                      The Trailing mail already states that the HDFC Bank Personnel have charged more money from me and they are pretending not to understand and neither thay are returing my money back.This is the nature of HDFC Bank, Salt Lake Branch, Kolkata. official.Whenever they are getting chance they are trying to cheat its customers.
                      regards,
                      Kaushik

                      Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]Tuesday, April 24, 2012 6:09 AMFrom: "kaushik bhadury" <[protected]@yahoo.com>View contact detailsTo: "Kaushik" <[protected]@fwuk.fwc.com>

                      --- On Sat, 2/4/12, kaushik bhadury <[protected]@yahoo.com> wrote:


                      From: kaushik bhadury <[protected]@yahoo.com>
                      Subject: Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: customercare.[protected]@hdfc.com
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Saturday, February 4, 2012, 1:39 AM


                      Dear Sir/Madam,
                      Since your rate of interest changed from Oct.2011 10.25% to 10.75% but you have charged me 10.75% on sept11 onwards i.e 11684/ on Oct.11 11684/ nov11 11284/.below mentioned chain of mail is for your reference.
                      regards,
                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:


                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Friday, February 3, 2012, 10:01 PM


                      Please put forward your queries through customercare.[protected]@hdfc.com .

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: [protected]@hdfcsupport.co.in
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 02/03/2012 10:40 PM
                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]


                      [protected][protected][protected][protected]



                      I want your Accounts Dept. email address.and the name of responsible person whom to contact.

                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Friday, February 3, 2012, 4:56 AM

                      Dear Mr Bhadury ,

                      This is to intimate you again that the ROI charged against the loan #[protected] for Sept'11 was 10.25% and for Oct'11 was 10.75%.
                      For any further queries please contact accounts department in 23018300,22481981,22481308 or 66086200 .


                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: joyostutim <[protected]@hdfcsupport.co.in>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 02/02/2012 11:36 PM
                      Subject: Fw: Re: FW: Check/Draft Loan A/C no.[protected]



                      [protected][protected][protected][protected]



                      Dear Mrs Joyostuti Mani


                      Now do you accept that you have charged access amount for the month of Sept2011?
                      regards,
                      Kaushik Bhadury

                      --- On Mon, 1/30/12, kaushik bhadury <[protected]@yahoo.com> wrote:

                      From: kaushik bhadury <[protected]@yahoo.com>
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: [protected]@hdfcsupport.co.in
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Monday, January 30, 2012, 8:26 AM

                      Dear Mrs Joyostuti Mani,
                      If you believe that you have not charged me PEMI from Sept2011 then please refer this chain of mail you have mentioned as below.

                      Dear Mr Bhadury ,

                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                      The EMI received against the same was Rs 10251/-.
                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]

                      Kaushik Bhadury


                      --- On Mon, 1/30/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Date: Monday, January 30, 2012, 12:46 AM

                      Dear Mr Bhadury,

                      As per the system the ROI of 10.75% has been charged wef Oct'11.



                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: [protected]@hdfcsupport.co.in
                      Date: 01/25/2012 09:41 PM
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]




                      [protected][protected][protected][protected]



                      But Mrs Joyostuti Mani, you have charged 10.75 % rate of interest from sept. 2011 onwards.Please check.

                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Tue, 1/24/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Date: Tuesday, January 24, 2012, 11:03 PM

                      Dear Mr Bhadury ,

                      The Rate of Interest has changed to 10.75% wef Oct'11 as was intimated to you earlier.



                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: [protected]@hdfcsupport.co.in
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 01/22/2012 10:53 PM
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]





                      [protected][protected][protected][protected]



                      Dear Joyostuti Mani,
                      Please check Interest rate 10.25 percent Previous rate of interest) changed to 10.75 percent from 1st oct. 2011.How are you charging me the interest rate of 10.75 from sept. 2011 as being mentioned by you in the below mail.
                      regards,
                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Fri, 12/16/11, Bhadury, Kaushik <[protected]@fwuk.fwc.com> wrote:

                      From: Bhadury, Kaushik <[protected]@fwuk.fwc.com>
                      Subject: FW: Check/Draft Loan A/C no.[protected]
                      To: "[protected]@yahoo.com" <[protected]@yahoo.com>
                      Date: Friday, December 16, 2011, 7:35 PM


                      From: [protected]@hdfcsupport.co.in [mailto:[protected]@hdfcsupport.co.in]
                      Sent: Thursday, December 15, 2011 5:41 PM
                      To: Bhadury, Kaushik
                      Cc: [protected]@hdfc.com
                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                      Dear Mr Bhadury ,

                      With reference to your mail seeking query ,the below mail was sent to you on 10.12.11.
                      The same is forwarded to you again.

                      The excess PEMI of Rs 1433/- was taken to compensate the deficit emi for the month of Sept'11.

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]

                      ----- Forwarded by Joyostuti Mani/HLSIL/Calcutta/HDFC on 12/15/2011 05:34 PM -----
                      From: Joyostuti Mani/HLSIL/Calcutta/HDFC
                      To: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 12/10/2011 01:50 PM
                      Subject: RE: Check/Draft Loan A/C no.[protected]









                      [protected][protected][protected][protected]






                      Dear Mr Bhadury ,

                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                      The EMI received against the same was Rs 10251/-.
                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]


                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>, "[protected]@hdfcsupport.co.in" <[protected]@hdfcsupport.co.in>
                      Date: 12/09/2011 12:08 PM
                      Subject: RE: Check/Draft Loan A/C no.[protected]









                      [protected][protected][protected][protected]







                      Till Date I have not got any reply.

                      regards,
                      Kaushik Bhadury,
                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                      Foster Wheeler(G.B.)Limited
                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                      Mob: +91 [protected]
                      E mail : [protected]@fwuk.fwc.com
                      www.fwc.com

                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                      Company Registered in England and Wales No. 745470

                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK


                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                      Sent: Tuesday, December 06, 2011 7:20 PM
                      To: [protected]@hdfcsupport.co.in
                      Cc: Bhadury, Kaushik
                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                      Please look into.

                      Regards,

                      RADHA CHATTERJEE

                      ----- Forwarded by Radha Chatterjee/Calcutta/HDFC on 12/06/2011 07:19 PM -----
                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 12/06/2011 09:37 AM
                      Subject: RE: FW: Check/Draft Loan A/C no.[protected]










                      [protected][protected][protected][protected]





                      Madam,
                      I have collected the Check and I am having a query Pre EMI interest for the month of December is Rs,2837.00 this is alright and one more thing you have claimed that is EMI Dues Rs,1433.00.
                      Every month I am paying my EMI in right time mentioned by you so how EMI Dues will occur. Please clarify.

                      regards,
                      Kaushik Bhadury,
                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                      Foster Wheeler(G.B.)Limited
                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                      Mob: +91 [protected]
                      E mail : [protected]@fwuk.fwc.com
                      www.fwc.com

                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                      Company Registered in England and Wales No. 745470

                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK



                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                      Sent: Thursday, December 01, 2011 6:13 PM
                      To: Bhadury, Kaushik
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]

                      Dear Sir,

                      Your disbursement cheque will be ready on 3rd Dec. You may collect the same from our office after 1.30 pm.

                      With regards,

                      RADHA CHATTERJEE
                      HDFC LTD.
                      SALT LAKE OFFICE
                      PH # 23215060



                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      To: "[protected]@hdfcindia.com" <[protected]@hdfcindia.com>
                      Date: 12/01/2011 12:43 PM
                      Subject: FW: Check/Draft Loan A/C no.[protected]









                      [protected][protected][protected][protected]






                      Please confirm me if it is being prepared or not.

                      From: Bhadury, Kaushik
                      Sent: Thursday, December 01, 2011 8:33 AM
                      To: [protected]@hdfcindia.com
                      Subject: Check/Draft

                      Dear Sir,
                      Please issue an Cheque/Draft of Rs, 3,32,115/ (Three lakh thirty two thousand one hundred and fifteen Indian Rupees only) in favour of ''SPACE RICE PROJECTS PVT. LTD."
                      And please handover to my wife Mrs,Mausumi Bhadury.On 3rd December 2011 morning she will be reaching your branch to collect the cheque/Draft.
                      regards,
                      Kaushik Bhadury,
                      Senior Construction Engineer (Mechanical)- IOCL Paradip Refinery Project
                      Foster Wheeler(G.B.)Limited
                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                      Mob: +91 [protected]
                      E mail : [protected]@fwuk.fwc.com
                      www.fwc.com

                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                      Company Registered in England and Wales No. 745470

                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK
                      Aug 13, 2020
                      Complaint marked as Resolved 

                      HDFC Bank - Housing Loans — HDFC Housing Loans

                      Friends,

                      I have applied for HDFC housing loan 3 months back and they haven't responding about status of loan yet, even though processing charges Rs 12000 was taken. Any one in same boat?
                      .Dear Sir,
                      The Trailing mail already states that the HDFC Bank Personnel have charged more money from me and they are pretending not to understand and neither thay are returing my money back.This is the nature of HDFC Bank, Salt Lake Branch, Kolkata. official.Whenever they are getting chance they are trying to cheat its customers.
                      regards,
                      Kaushik

                      Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]Tuesday, April 24, 2012 6:09 AMFrom: "kaushik bhadury" <[protected]@yahoo.com>View contact detailsTo: "Kaushik" <[protected]@fwuk.fwc.com>

                      --- On Sat, 2/4/12, kaushik bhadury <[protected]@yahoo.com> wrote:


                      From: kaushik bhadury <[protected]@yahoo.com>
                      Subject: Fw: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: customercare.[protected]@hdfc.com
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Saturday, February 4, 2012, 1:39 AM


                      Dear Sir/Madam,
                      Since your rate of interest changed from Oct.2011 10.25% to 10.75% but you have charged me 10.75% on sept11 onwards i.e 11684/ on Oct.11 11684/ nov11 11284/.below mentioned chain of mail is for your reference.
                      regards,
                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:


                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Friday, February 3, 2012, 10:01 PM


                      Please put forward your queries through customercare.[protected]@hdfc.com .

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: [protected]@hdfcsupport.co.in
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 02/03/2012 10:40 PM
                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]


                      [protected][protected][protected][protected]



                      I want your Accounts Dept. email address.and the name of responsible person whom to contact.

                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Fri, 2/3/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: Fw: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Friday, February 3, 2012, 4:56 AM

                      Dear Mr Bhadury ,

                      This is to intimate you again that the ROI charged against the loan #[protected] for Sept'11 was 10.25% and for Oct'11 was 10.75%.
                      For any further queries please contact accounts department in 23018300,22481981,22481308 or 66086200 .


                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: joyostutim <[protected]@hdfcsupport.co.in>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 02/02/2012 11:36 PM
                      Subject: Fw: Re: FW: Check/Draft Loan A/C no.[protected]



                      [protected][protected][protected][protected]



                      Dear Mrs Joyostuti Mani


                      Now do you accept that you have charged access amount for the month of Sept2011?
                      regards,
                      Kaushik Bhadury

                      --- On Mon, 1/30/12, kaushik bhadury <[protected]@yahoo.com> wrote:

                      From: kaushik bhadury <[protected]@yahoo.com>
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: [protected]@hdfcsupport.co.in
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: Monday, January 30, 2012, 8:26 AM

                      Dear Mrs Joyostuti Mani,
                      If you believe that you have not charged me PEMI from Sept2011 then please refer this chain of mail you have mentioned as below.

                      Dear Mr Bhadury ,

                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                      The EMI received against the same was Rs 10251/-.
                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]

                      Kaushik Bhadury


                      --- On Mon, 1/30/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Date: Monday, January 30, 2012, 12:46 AM

                      Dear Mr Bhadury,

                      As per the system the ROI of 10.75% has been charged wef Oct'11.



                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: [protected]@hdfcsupport.co.in
                      Date: 01/25/2012 09:41 PM
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]




                      [protected][protected][protected][protected]



                      But Mrs Joyostuti Mani, you have charged 10.75 % rate of interest from sept. 2011 onwards.Please check.

                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Tue, 1/24/12, [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in> wrote:

                      From: [protected]@hdfcsupport.co.in <[protected]@hdfcsupport.co.in>
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]
                      To: "kaushik bhadury" <[protected]@yahoo.com>
                      Date: Tuesday, January 24, 2012, 11:03 PM

                      Dear Mr Bhadury ,

                      The Rate of Interest has changed to 10.75% wef Oct'11 as was intimated to you earlier.



                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]



                      From: kaushik bhadury <[protected]@yahoo.com>
                      To: [protected]@hdfcsupport.co.in
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 01/22/2012 10:53 PM
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]





                      [protected][protected][protected][protected]



                      Dear Joyostuti Mani,
                      Please check Interest rate 10.25 percent Previous rate of interest) changed to 10.75 percent from 1st oct. 2011.How are you charging me the interest rate of 10.75 from sept. 2011 as being mentioned by you in the below mail.
                      regards,
                      Kaushik Bhadury
                      Senior Construction Engineer(Mechanical)
                      Foster Wheeler India Pvt. Ltd.
                      Email [protected]@yahoo.com
                      [protected]@gmail.com
                      Ph. +91 [protected]

                      --- On Fri, 12/16/11, Bhadury, Kaushik <[protected]@fwuk.fwc.com> wrote:

                      From: Bhadury, Kaushik <[protected]@fwuk.fwc.com>
                      Subject: FW: Check/Draft Loan A/C no.[protected]
                      To: "[protected]@yahoo.com" <[protected]@yahoo.com>
                      Date: Friday, December 16, 2011, 7:35 PM


                      From: [protected]@hdfcsupport.co.in [mailto:[protected]@hdfcsupport.co.in]
                      Sent: Thursday, December 15, 2011 5:41 PM
                      To: Bhadury, Kaushik
                      Cc: [protected]@hdfc.com
                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                      Dear Mr Bhadury ,

                      With reference to your mail seeking query ,the below mail was sent to you on 10.12.11.
                      The same is forwarded to you again.

                      The excess PEMI of Rs 1433/- was taken to compensate the deficit emi for the month of Sept'11.

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]

                      ----- Forwarded by Joyostuti Mani/HLSIL/Calcutta/HDFC on 12/15/2011 05:34 PM -----
                      From: Joyostuti Mani/HLSIL/Calcutta/HDFC
                      To: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      Cc: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 12/10/2011 01:50 PM
                      Subject: RE: Check/Draft Loan A/C no.[protected]









                      [protected][protected][protected][protected]






                      Dear Mr Bhadury ,

                      With ref to the below mail this is to intimate that ,with the disbursement taken in Sept'11 the EMI got revised to Rs 11684/- from Rs 7722/- .
                      The EMI received against the same was Rs 10251/-.
                      Hence the amount of Rs 1433/- was taken in excess of the PEMI .

                      Click here to Choose Electronic Clearing Service (ECS) on web
                      Regards
                      Joyostuti Mani
                      Ph:[protected]


                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>, "[protected]@hdfcsupport.co.in" <[protected]@hdfcsupport.co.in>
                      Date: 12/09/2011 12:08 PM
                      Subject: RE: Check/Draft Loan A/C no.[protected]









                      [protected][protected][protected][protected]







                      Till Date I have not got any reply.

                      regards,
                      Kaushik Bhadury,
                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                      Foster Wheeler(G.B.)Limited
                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                      Mob: +91 [protected]
                      E mail : [protected]@fwuk.fwc.com
                      www.fwc.com

                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                      Company Registered in England and Wales No. 745470

                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK


                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                      Sent: Tuesday, December 06, 2011 7:20 PM
                      To: [protected]@hdfcsupport.co.in
                      Cc: Bhadury, Kaushik
                      Subject: Fw: Check/Draft Loan A/C no.[protected]

                      Please look into.

                      Regards,

                      RADHA CHATTERJEE

                      ----- Forwarded by Radha Chatterjee/Calcutta/HDFC on 12/06/2011 07:19 PM -----
                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      To: "[protected]@hdfc.com" <[protected]@hdfc.com>
                      Date: 12/06/2011 09:37 AM
                      Subject: RE: FW: Check/Draft Loan A/C no.[protected]










                      [protected][protected][protected][protected]





                      Madam,
                      I have collected the Check and I am having a query Pre EMI interest for the month of December is Rs,2837.00 this is alright and one more thing you have claimed that is EMI Dues Rs,1433.00.
                      Every month I am paying my EMI in right time mentioned by you so how EMI Dues will occur. Please clarify.

                      regards,
                      Kaushik Bhadury,
                      Incharge (LSTK #7)- IOCL Pardip Refinery Project
                      Foster Wheeler(G.B.)Limited
                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                      Mob: +91 [protected]
                      E mail : [protected]@fwuk.fwc.com
                      www.fwc.com

                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                      Company Registered in England and Wales No. 745470

                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK



                      From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
                      Sent: Thursday, December 01, 2011 6:13 PM
                      To: Bhadury, Kaushik
                      Subject: Re: FW: Check/Draft Loan A/C no.[protected]

                      Dear Sir,

                      Your disbursement cheque will be ready on 3rd Dec. You may collect the same from our office after 1.30 pm.

                      With regards,

                      RADHA CHATTERJEE
                      HDFC LTD.
                      SALT LAKE OFFICE
                      PH # 23215060



                      From: "Bhadury, Kaushik" <[protected]@fwuk.fwc.com>
                      To: "[protected]@hdfcindia.com" <[protected]@hdfcindia.com>
                      Date: 12/01/2011 12:43 PM
                      Subject: FW: Check/Draft Loan A/C no.[protected]









                      [protected][protected][protected][protected]






                      Please confirm me if it is being prepared or not.

                      From: Bhadury, Kaushik
                      Sent: Thursday, December 01, 2011 8:33 AM
                      To: [protected]@hdfcindia.com
                      Subject: Check/Draft

                      Dear Sir,
                      Please issue an Cheque/Draft of Rs, 3,32,115/ (Three lakh thirty two thousand one hundred and fifteen Indian Rupees only) in favour of ''SPACE RICE PROJECTS PVT. LTD."
                      And please handover to my wife Mrs,Mausumi Bhadury.On 3rd December 2011 morning she will be reaching your branch to collect the cheque/Draft.
                      regards,
                      Kaushik Bhadury,
                      Senior Construction Engineer (Mechanical)- IOCL Paradip Refinery Project
                      Foster Wheeler(G.B.)Limited
                      IOCL Paradip refinery Project office,Post office jhimani,Paradipgarh,Paradip 754141,Orissa,INDIA
                      Mob: +91 [protected]
                      E mail : [protected]@fwuk.fwc.com
                      www.fwc.com

                      Foster Wheeler (G.B.) Limited, Shinfield Park, Reading, Berkshire RG2 9FW, UK
                      Company Registered in England and Wales No. 745470

                      INTEGRITY ACCOUNTABILITY HIGH PERFORMANCE VALUING PEOPLE TEAMWORK
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                        mail2kotesh
                        from Mumbai, Maharashtra
                        May 10, 2012
                        Resolved
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                        Address: Bangalore, Karnataka

                        It is a worst company, I ever seen till now....
                        It is having lot of dedcutions while investing and while surrendering also it is worst
                        So My sincere advice donot take hdfc standard life policy

                        It is not "Sar utha key jeyoo" It is "Sar uthakey bheek mangaoo" for customers
                        Aug 13, 2020
                        Complaint marked as Resolved 
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                          dhirendrasingh
                          from Bengaluru, Karnataka
                          May 9, 2012
                          Resolved
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                          Address: Mumbai City, Maharashtra

                          MY SELF DHIRENDRA SINGH .I HAVE TAKEN LOAN AGAINST TWO MOTER VEHICAL[HERO HONDA BIKE].ONCE
                          IN MONTH OF MARCH MY LOAN CHECK BOUSANCE BUT I HAVE PAY EMI IN 7 DAYS .THEN THE AGENT NEVER SAY ABOUT THE FINE .AFTER 2 MONTH I HAVE GOT A CALL FROM BELAPUR BRANCH REGARDS LOAN FINE .I CONVINCE TO PAY .THEN SHE SAID ONE PERSON COME NEXT DAY FROM HDFC BANK AND RECIEVE PAYMENT TO UR HOME .THESE PERSON CALL ME AT 2.42P.M I WAS NEVER ATTEND CALL BCZ SOME REASON THEN I REPLAY 2.50 P.M THEN HE BEHAVE VERY ROUDALY.MY QUESTION IS WHEN PASSING LOAN THAT TIME VERY NORMAL BEHAVE AND EASILY FIND ADDRESS .AND CONFERM LOAN.
                          SO WHAT DIFFECULTY OCCUR WHEN COLLECT THE MONEY WHEN PERSON HAS READY TO PAY.


                          SO WHAT CAN DO PERSON ? .
                          Aug 9, 2021
                          Complaint marked as Resolved 
                          Dear Dhirendra,

                          We understand your concerns. We will take this up with the concerned teams. Please write to [protected]@hdfcbank.com with your loan account and contact details and the reference number TTU[protected]. We will get back to you soon.

                          Thank you, Regards, Customer Assistance HDFC
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                            D
                            duttad99
                            from Ahmedabad, Gujarat
                            May 8, 2012
                            Resolved
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                            Address: Vadodara, Gujarat

                            I have taken a Policy ( No XXXX1771) from HDFC in the month of Septmber 2011 with a premiun of Rs. 50,000 from HDFC Standard Life Insurance Company Ltd. 3rd Floor Axat Center, Opp Dawat restaurant, B/h Shreyas School Manjalpur Vadodara 390004. After few days I have received the policy document whch is haveing several illegible and torn pages of terms and conditions other important information. The agent of the HDFC life assured that they will replace the document and has taken the document from me . After 3 maonths they reurned back the document after several persuation with a message that the thing has been rectified. But to my surprise , I found that the document is the same one which I have handed over to them. After that , both agent ( Agent code 00455645, Agent License No 8785659 ) and the HDFC Circle manager Mr Mahesh Pradhan shown cold shoulder to me. They have given me an e mail address of Vice President - Operation, Ms Metilda Stenley, which I found feticious. I have also lodged a complain to HDFC Life but till May2012 I have not receivved any reply.
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Dear sir

                            i mr.KIRITKUMAR DAVE wants to remind to you that i have taken your hdfc policy no:15617153 i have taken

                            this policy two month back still i have not recived any documents regarding this policy so kindly inform

                            me what is a status of this policy.

                            thankyou
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                              riyazahme
                              from Mumbai, Maharashtra
                              May 7, 2012
                              Resolved
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                              Address: New Delhi, Delhi

                              Hi,
                              I “Mohammed Riyaz Ahmed” and my PAN number is”ALZPA2469H”.I doesn’t have any loan and installment dues against me. Whatever I have I cleared all these 6 months back. But on civil web site still it is showing.
                              Please update it now due to this I am not able to apply for personal loan.
                              As per status in HDFC bank.

                              Thanks and Regards
                              Mohammed Riyaz Ahmed
                              [protected]
                              [protected]@gmail.com
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              Hi,

                              Myself "Mohammed Riyaz Ahmed" and I have my salary account in HDFC ([protected])bank.I holding this account in this bank since 3 years.Last week i applied for the personal loan and it got rejected saying that i missed two wheeler loan installment and some gold loan issue.But i was completed my two wheeler loan installments 5 months back itself (I have NOC also)and also i canceled my credit card 7 months ago (i cleared my all credit card balance) and i was applied for gold loan but have not taken it.
                              Than why till now HDFC bank is not updated my status on civil website.

                              So please kindly requested i don't have now any credit cards,don't have any two wheeler loan remaining and i have not taken any gold loan.So please clear my record on this site.

                              Please mail me [protected]@gmail.com

                              Thanks and Regards
                              Mohammed Riyaz Ahmed
                              [protected]
                              [protected]@gmail.com
                              Please update my status on web site as i don't have any dues from bank and i dont have any loan against me..
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                                A
                                abhijit.sen
                                from Noida, Uttar Pradesh
                                May 6, 2012
                                Resolved
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                                Resolved

                                Address: Gautam Buddha Nagar, Uttar Pradesh

                                We have an EDC machine from HDFC Bank having TID No. 41043801. In this many cards fail to transact giving error message "Tracking Error" or "Enter Master Key". Noteworthy to mention that the same card transacts successfully in another EDC machine we have from ICICI Bank.

                                I tried upteem time to reach to their help desk number[protected] or[protected] but never could get through as it always comes engaged all through the business hours (9:30 AM to 9:30 PM). I tried atleast one hundred times in last one month and every time it comes engaged, I attempted to send them an email at [protected]@hdfcbank.com which too failed with error message "Unknown address error 550-'[protected]@hdfcbank.com... No such user'". I shall appreciate very much if any one can help me in reporting the issue to an appropriate place.
                                Aug 13, 2020
                                Complaint marked as Resolved 
                                You can contact at phone No. [protected]& you will be able to register your complaint.
                                We have an EDC machine from HDFC Bank having TID No.42034154. I have give a requirement for Paper rolls on 17th Nov. 2012 but still we have not received, we got a confirmation call also from HDFC that you have received or not on 20th Nov. 2012, I have not expected from you guys. You have to learn from Citi bank i just said we want roolls with in a week time they give us 100 rolls. I shall appreciate very much if any one can help me out with this issue. Contact details:- Store- WILIIAM PENN Contact no.[protected] email id- [protected]@williampenn.net
                                We have an EDC machine from HDFC Bank having TID No. 43014979. In this many cards fail to transact giving error message "TRX cant be routed" the same card transacts successfully in another EDC machine.I have a current account in Gandhinagar Guj.branch

                                I tried upteem time to reach to their help desk number[protected] but never could get through as it always comes engaged all through the business hours (9:30 AM to 9:30 PM). I tried atleast one hundred times in last two month and every time it comes engaged
                                We have an EDC machine from HDFC Bank having TID No. 41068739.we have opened an a/c no [protected] at noida for credit card transaction.
                                we are not getting any text message on the mobile or online. resulting in our having no idea of our balance.
                                we have tried many times resolve this problem but your customer care in delhi is not at all helpful.this must be resolved.
                                We have an EDC machine from HDFC Bank having TID No[protected].But since last few days no card transaction is possible and everytime we try for any card payment, we get the following message-Key Exchange required.Neither the Sales executive is available on the phone nor the helpline number[protected] is available as it is always engaged.What should I do?I am loosing sales on daily basis.We have got a branded garments showroom at Asansol, WB.
                                we have wireless Edc from HDFC Bank having TID 44039543.Its been one week its giving problem. Itried to reach their helpline number [protected].Every time they received and said techincal person will come by today evening and solve the problem but Yet they haven't came.
                                This is the worst customer service that I have received.
                                Ref : TID No.42065369

                                This is to inform that on 10.12.2016 one guest paid bill through his Debit Card and got message that amount was debited from his account of Rs.3, 500/-; But as the payment process was not completed, as per our request he again swiped his card for Rs.3, 544/-, the same amount also debited from his account and process was completed. But, next day we had received one amount of Rs.3, 544/-; The amount of Rs.3, 500/- neither credited to his account nor to our account. We think that the problem will be solved within 3 days and the amount will be credited to the guest account. But, one week over, the issue was not closed.

                                We request you to go through the same and do the needful.
                                In reference to TID no. 41048443 A/c in the name of Classic India, HDFC BANK, Branch Chawri Bazar, Delhi

                                Without any prior information to us at the time of installation of the EDC Machine or the past 4 months of this new financial year We were never informed about the low usage charges
                                We are into a retail business where periodic usage of the machine is not there
                                If we had known about such charges we would have never got it installed at the very first go itself.
                                Kindly reverse the charges for the month of may and june immediately as was instructed by your customer care representative Ms. Charu ID Hdfm1110

                                We have been charged:

                                low usage charges May 17 C22350 on 7 July 2017 Rs. 588.82
                                and
                                low usage charges Jun 17 C22350 on 7 July 2017 Rs. 1178.82

                                Offer us some scheme where such low usage charges are not there fr future or kindly remoe your apparatus from our premises

                                Kindly do the needful immediately on the receipt of this letter and acknowledge us about the same.
                                TID no 42088607 YUKTHA SAREE STUDIO Newnallakunta, Hyderabad the worst experience with the machine.Nobody is respond to our complaints since 45 days.Me Erranna concered official come to my shop and install the machine.Surprisingly it is work for 1 day and we do Rs 7390 transaction, after that it is not working.Every time we get the message contact help desk.We orally Lodge complaint to Mr Erranna.he did nothing, again we spoke to the GREAT CRM Mr KEDARESWAR REDDY Cell no [protected] several time but no answer.Again we spoke to Mr Sadik contact no [protected].Worst Service I strongly recommended don't go for HDFC POS MACHINE.I recommend OSCAR AWARD FOR THESE WORST EMPLOYEES.Service Worst Worst Worst .Finally I am planning to Lodge a complaint with Ombudsman
                                We have an EDC machine from HDFC Bank having TID No.28045577. I have give a requirement for Paper rolls on 20 sup 2018 but still we have not received, we got a confirmation call also from HDFC that you have received or not on, I have not expected from you guys. You have to learn from Citi bank i just said we want roolls with in a week time they give us 100 rolls. I shall appreciate very much if any one can help me out with this issue. Contact details:- Store- Shree Prem Cosmetis indore Contact no.[protected] email id- [protected]@gmail.com
                                Most pathetic services by HDFC bank. Our card machine is not operational since last 10 days and every day we are told they are sending person to check. We lost lots of business due to this card machine issue. We spoke to Branch Manager multiple times, however no response. Finally today we have decided to move to some other alternative option.
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                                  tarunmehta787
                                  May 5, 2012
                                  Resolved
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                                  Resolved

                                  Address: Gurgaon, Haryana

                                  Hi, this is regarding my policy that we took this policy last year and we haven't received the policy documents. And it is more shocking that the customer care doesn't respond to the query.

                                  Now when its the time to pay the renewal premium, i am getting msgs as well as call that please pay the premium. How, can someone pay the premium when he or she will not get the policy documents.

                                  This is very disgusting from HDFC Life. Being a brand like HDFC i don't think this should have happened. Its been almost one year when we buy the policy. I think I have been cheated from the agent as well as the company thats why they are not giving my policy docs.
                                  Aug 13, 2020
                                  Complaint marked as Resolved 

                                  documents — not received

                                  My friend has been send one document from Chandigarh on 22nd July 2009, even after 15 days I havent received the same. Though the packet was very important and this is not the first time its happening it happened earlier also. How your delivery boys are so irresponsible.
                                  Docket No is[protected]. This will be enough to track my consignment, I hope.
                                  Thanks & regards
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                                    G
                                    GOWRISANKARKR
                                    from Mumbai, Maharashtra
                                    May 4, 2012
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                                    Address: Salem, Tamil Nadu

                                    Am using HDFC bank debit card in salary account. After that am changed other company so last two years am not operate this account. Last month only again convert to salary account in my present company. Last two years your not operate this account so HDFC debit in my account Rs.5000.
                                    I will go to HDFC bank and complaint the HDFC toll free number also no response. He telling in the salary account in three month salary not credit this account automatically converted saving account min balance Rs 10,000. No body inform this information . how will retrieve my money kindly Needful
                                    This my mobile number :[protected]
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                                      A
                                      alagariya
                                      from Coimbatore, Tamil Nadu
                                      May 4, 2012
                                      Resolved
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                                      Address: Coimbatore, Tamil Nadu

                                      Hi All,

                                      I had a worst situation with HDFC credit card executive 7 months back.
                                      He was introduced himself as manager and came with settlement amount of Rs[protected] total outstanding that time) and also said that now you pay 4000 and give me a request for the settlement amount Rs 14000 and another 2 installments (each 5000) you have to pay in subsequent months. I believed him and gave 4000 and request letter. But he simply credit that amount in my regular credit card collection account and some other guys are following me for further payment. when complaining about him the bank people are not giving proper response. when talking to the guy over phone, he is telling that he has not received any letter from me.

                                      Now the total outstanding of the card is around 51000 and they are asking for payment. Friends, please suggest me to proceed further. is legal steps will help me? Please suggest. thanks in advanc
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
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                                        B
                                        bikavirendra
                                        from Jaipur, Rajasthan
                                        May 4, 2012
                                        Resolved
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                                        Resolved

                                        Address: Bikaner, Rajasthan

                                        Dear Sir/Madam,

                                        My name is virender singh rathore
                                        My HDFC credit card no is:- [protected]
                                        Contact no. +91-[protected]
                                        E-mail ID- [protected]@yahoo.co.in, [protected]@gmail.com

                                        I have become the victim of fraud by HDFC bank. I used to work in House full Int. ltd. pune as a service manager & my salary a/c was in HDFC bank.
                                        At the time of opening my salary a/c the agent of HDFC bank asked me to take credit card. when i asked him the policy & terms and conditions he said its would be free untill 50 days & after 50 days you ll have to pay an interest of 18% per year. I asked him it is sure he replied yes sir. Although I forgot his name but you can find his name on my credit card opening form via his agent code.

                                        After getting my credit card I did shopping of rs. 32,000 k on the occasion of my marriage & decided to pay in installment according to 18% of interest per year. After marriage I lived pune & searched job in rajasthan. It took 2 months to get job in rajasthan. after getting job i started to pay rs. 2000 per month. After six month i decided to check my remaining amount I made a call to customer care to know my remaining amount as i was not getting statement at my given e-mail id until that time. when i received the statement at my mail id i found that the installment given by me was counted as the minimum amount payable to bank.

                                        When i talked to the employee of the bank regarding the issue he replied that the amount paid by me was counted as the minimum payable amount & your remaining amount is the same as it was earlier. At that moment i stooped paying the amount & maid complaint that i was being cheated by your agent as he told me about 18% rate of interest. I told i'll not pay a single rs. until you resolve the issue.

                                        A months later a had a call from Mr. Khan his mob. no. was +91-[protected]. he forced me to deposit the amount & he abused me a lot when i denied because i wanted to pay according to the rate of interest told by the agent of the bank. Then he told me to deposit 5000 this time & he would try to resolve my issue i deposited the amount the very next day. after a month i received his call again that time he told me to deposit 6000 & he also said that my case is in process & will be resolved soon. I deposited 6000 the same day.

                                        The next month i checked my statement the amount has not been deducted from my outstanding. the amount paid by me was counted as the minimum payable amount. i maid a call to khan & asked him then he again started to abuse me. even he abused my mother when he made a call at my given residence no. then again i stooped paying to bank.

                                        After few months i had been getting notice from bank but i did not care because i had been cheated by the Bank & its employees abruptly. Once my mother received call at my residence no. and asked that we are from P.F department & want to talk virender singh (my Name). my mother gave her my no. she was Alankrita & her no. was +91-[protected]. she said me she is the employee of HDFC bank & want to talk me regarding the credit card payment. I told her about the whole story. she told me that my total outstanding is rs. 52000. Although i had paid rs. 23,000 out of 32,000.

                                        I told Alankrita that i am not able to pay 52,000 because i have already paid rs. 23,000. she told me that ok sir you just pay 22,000 & your case would be settled down. I asked her that i need loan in future so will it affect she replied that we would give you a settlement letter on the basis of that you can get loan from any bank. I deposited the amount in two installment of rs. 11000 each. during the months i received a confirmation mail from Mr. Mohan from HDFC bank as he introduced himself & his no. is +91-[protected]. After depositing the amount i received a settlement letter from HDFC bank that my case has been settled down now.

                                        Later after 2 months i applied for a personal loan from Fullerton india but I was denied for loan as my case was put in civil by the HDFC bank. I showed settlement letter to Fullerton India's employee but he told me that Again i had been cheated by the HDFC bank they have not removed your name from the civil & you ll not be able to get loan from any bank until your name has not been removed by the HDFC bank.

                                        Then I made call to Alankrita but i came to know that she has left the organisation after that i made call to Mr. mohan he told me that i'll have to pay remaining amount but this time i asked him to mark me a mail that if i pay the remaining amount after my settlement amount paid by me earlier, my name will be removed from the civil but he replied that he cannot do that because he is not authorized for that. i asked Mr. mohan to convey my message to the authorized person & revert me back. but it is 3 months i have not received any mail or call from Mr. mohan or other employee of the bank.

                                        Now i have decided to mark a complain to Reserve Bank of India also to prevent such cheating which had been done with me by HDFC bank & its employees. such cheaters from the agent to the last employee i had a talk make a loyal customer fraud. I have all call details which shows that i made call to your employees to resolve my case & all necessary documents which i'll show when needed.

                                        I am expecting your reply for this complaint.

                                        Regards,

                                        Virender Singh Rathore
                                        +91-[protected]
                                        Aug 13, 2020
                                        Complaint marked as Resolved 
                                        Dear HDFC,
                                        I had apply for a personal loan in apna loan .com and i was contected by MEGHA for the discussion.The phone no is[protected], And She had sent a person to my office where my documents handed over to him by me.The documents are listed below,
                                        Photo ID - DL
                                        1. Address proof - Pass port
                                        2. 6 Month Bank statement
                                        3. 2 photographs
                                        4. Loan Form duly sign by me
                                        5. Form - 16
                                        6. ITR
                                        7. PAN Card

                                        Now the Contact no is unapproached so i am scarred.Will you pls retun my documents or should i submitt all my complaint to POLICE and MEDIA ?

                                        Arvind Kumar
                                        [protected]

                                        HDFC Bank — FRAUD BY HDFC BANK

                                        SUBJECT - FRADULENT FINANCING OF AUTO-LOAN BY HDFC BANK LTD AGAINST MY ACCOUNT WITH P.N.B BANK .

                                        SIR,
                                        I AM SOLE PROPRIETOR OF A DISTRIBUTORS FIRM WITH MY ACCOUNT WITH PUNJAB NATIONAL BANK, NEHRU NAGAR GHAZIABAD SINCE 2003. AN AMOUNT OF RS. 64398.00 HAD BEEN CLAIMED AS SIX EMI’S THROUGH ECS FROM MY ACCOUNT BY HDFC BANK LTD AGAINST AN AUTO-LOAN DISBURSED FRADULENTLY TO A CHEATER WITHOUT ANY PHYSICAL VERIFICATION OF HIS CLAIM OF PROPRIETORSHIP AND ADDRESS OF THE FIRM, WHICH IS MOST ESSENTIAL BEFORE ACCEPTANCE / PROCESSING ANY LOAN APPLICATION.
                                        SUBSEQUENTLY THIS AMOUNT WAS TRANSFERED TO HDFC BANK LTD BY MY BANKER FROM APRIL 2008 TO SEPTEMBER 2008 AND DEBITED THIS AMOUNT FROM MY ACCOUNT. THE MATTER CAME TO MY KNOWLEDGE WHILE CROSS-CHECKING MY ACCOUNTS WITH THE BANK AT THE TIME OF FILING THE TAX RETURNS AND A COMPLANT WAS LODGED WITH MY BANKER WITH COPIES TO AGM, PN BANK, MERRUT & HDFC BANK CUSTOMER CARE CELL NEW DELHI ON 10/09/2008 AND 11/09/2008. THE MATTER WAS ALSO REPORTED TO SHRI K.C. CHAKRABORTY, CMD PN BANK NEW DELHI ON 22/09/2008 WITH A SUBSEQUENT REMINDER THROUGH E-MAILS. REGULAR CORRESPONDENCE IS BEING MADE THROUGH E-MAIL WITH HDFC BANK LTD.
                                        THOUGH PUNJAB NATIONAL BANK IMMEDIATELY TOOK UP THE MATTER WITH HDFC BANK FOR REFFUND OF THE MONEY FRAUDULENTLY CLAIMED BY HDFC BANK AND ERRORNEOUSLY TRANSFERED BY MY BANKER, HDFC BANK IS IN NO MOOD TO REFUND THE MONEY BOTH THE BANKERS ARE BLAMING EACH OTHER FOR THE LAPSES MADE BY THEM ARE IS SHIELDING THE OFFICIALS INVOLVED IN THIS FRAUD. AND THE AMOUNT DEBITED FROM MY ACCOUNT HAS NOT BEING CREDITED TO MY ACCOUNT TILL DATE. THIS FRAUDULENT SIPHONING OF MY FUNDS THROUHG EMI’S HAD RESULTED IN BOUNCING OF MY CHEQUES HAS RESULTED IN TARNISHING OF MY CREDIBILITY IN BUSINESS, FOR WHICH I AM LEGALLY ENTITLED FOR CLAIM OF DAMAGES FROM BOTH THE BANKERS.
                                        I REQUEST AND HOPE THAT YOU WILL BE KIND ENOUGH TO HELP ME IN REFUND OF RS. 64398.00 (WITH UP TO DATE INTEREST) FROM PN BANK/ HDFC BANK LTD, ALONG WITH CLAIM FOR DAMAGES WHICH I WILL MADE LATER.

                                        HDFC Bank — Fraud of HDFC bank

                                        Sir,

                                        I and my husband are having FDRs deposits in golden temple branch of your bank which was eariler known as Bank of Punjab. My A/c. No. is[protected]. The details are as under:-

                                        1. 1BPFD No. 603640 Rs. 30, 000/- dt. 16/9/2005 value dt.13/9/2005 for 2 yrsIn the name of Kalyan Singh & Darpan Singh in E or S mode.@ 6.50% p.a
                                        2. 1BPFD No. 603641 Rs. 20, 000/- dt. 16/9/2005 value dt.13/9/2005 for 2 yrsIn the name of Kalyan Singh & Satnam Kaur in E or S mode.@ 6.50% p.a
                                        3. 1BPFD No. 603642 Rs. 30, 000/- dt. 16/9/2005 value dt.13/9/2005 for 2 yrsIn the name of Kalyan Singh & Satnam Kaur in E or S mode..@ 6.00% p.a

                                        That in FDR no. 603642 the rate of interest is 6.00% p.a. And as the rate is
                                        increased i got FDR renewed on 19/9/2005 @ 6.50% p.a. Entries to this effect were
                                        made at the back of FDR by the concerned employee of the bank.
                                        That as the rate of interest goes up higher for Sr. Citizen i got my FDRs renewed
                                        for thr rate of interest as 10.5% p.a. on 13/4/2007.FDR No. 603640 and 603641 were
                                        renewed for 3 year with the date of maturity as 13/4/2010, and FDR No. 603642 for
                                        2 year with date of maturity as 13/4/2009 Entries to this effect were also made at the
                                        back of FDR by the concerned employee of the bank.
                                        NOW here the problem arises

                                        On 15/4/2009 after the maturityof one FDR No. 603642 i visited to the bank branch and meet Ms. Inderpreet Kaur employee of your branch i.e. Golden Temple branch HDFC bank. I handed over the duly signed FDR for issuing of pay order in the name of Satnam Kaur, but to the utter surpries i was informwed that the entries made on the back of the FDR do not find in computer hence i was not entitled for the maturity amount as indicated at the back as 40327/- further more she not only refused to issue pay order but also cut the entries at the back of FDR. I objected to it but she did not listen to me. I also approached to the Manager of the branch but he also refused to honour the entries at the back of FDR No. 603642. I am not at fault i deposit my hard earned savings with your branch and your bank cannot enjoy the fruits of my saving and cause me financial loss by not paying the agreed amount. The Manager did not listen to me and behave ruedly and told me to take what ever they are paying. This is clear cut deficency in services and amount to fraud on me. I also told them that my two other FDRs are also renewed on the same date kindly check them . It was more sad fact for me that my other two FDR No. 603640 and 60641 which are to be matured on 13/4/2010 are also not in computer.
                                        This is big fraud played on with me as the then official renewed my FDR and entered on my FDR but not in computer for which i am not responsibile. I am entieled for the interest @ 10.50% P.a. on all FDRs but bank is not paying the same.
                                        I am entitled for the renewed amount as indicated at the back of FDR as i am not responsible for the misdeeds of the employee of your bank. It is the fault of the computer or the official is to be determined by your bank. I should not be made sufferer for this .
                                        I may kindly be paid the maturity amount @ 10.50% P.A. from the date of renewal till payment. Failing which I had to knock the door of court of law and in this eventuiality your bank shall be responsible for all costs and consequences.
                                        Therefor i request that my problem be sort out at the earilest. waiting for response.

                                        Satnam Kaur
                                        w/o. S. Kalyan Singh
                                        R/o. 2525-A, Gali Kaure Kamboj,
                                        Katra Karam Singh,
                                        Amritsar.
                                        Contact No. [protected]
                                        e-mail: [protected]@yahoo.co.in
                                        TO,
                                        HDFC BANK.

                                        SIR,
                                        MYSELF JANAK LAROIYA ,SENIOR CITIZEN ACCOUNT HAVING SB ACCOUNT NO.[protected] DATED 28/10/2009 (YOUR LETTER REF. NO.FFC/D/[protected] IN ALAMBAGH BRANCH LUCKNOW HAS OPENED A ACCOUNT dated 15/10/2009 I WAS IN A MOOD TO OPEN A ACCOUNT WITH RS 5000/- BUT AS PURSUED BY ONE OF YOUR EMPLOYEE (MR.PRASHANT SAHAI,BRANCH MANAGER) I PLANNED TO OPEN IT WITH A SUM OF RS.25,000/- AS HE INFORMED ME THAT YOU WILL GET A CARRY BAG WITH THIS TYPE OF ACCOUNT.
                                        BUT SORRY TO SAY THAT TILL DATE I HAVE NOT RECIEVED THE CARRY BAG AFTER VISITING SO MANY TIMES.
                                        KINDLY LOOK INTO THE MATTER AS EARLY AS POSSIBLE.

                                        THANKS,
                                        JANAK LAROIYA CELL NO.[protected]
                                        Hi Sir,

                                        HDFC BANK has financed my bike. The Bike cost is Rs 49,171. I made the down payment to JKM Leela of Rs 23,500 and Rs 1500 has been debited by HDFC Bank on 29th april 2009 from my ICICI Bank Acount no[protected] that is shown by my Account Statement(Print is not clear enough to post)..

                                        Now when I called to HDFC people to make full payment, than I got to know that They have proceesed the loan of Rs 36000.. I dont know how come when I contacted their Customer support, These guys dont repond properly.. Thats the Reason I didnt pay the October installment and what they did they debited the amount of Rs 3300 from my HDFC Salary Account which I didnt even mention... After that i tried to contact them They are taking the Interest at the Rate of 24% Reducing when I calculated that too was not mentiooned earlier.. It caused me loss in terms of health and due to High Blood presure it is torturing me mentally...

                                        Firstly their Collection Department were saying that There is one advance Installment now when I brought the Duo from JKM showroom, than they agrred that there is 2 advance Installment..

                                        I am attaching all the documents for your refrence... Please help me from these fraudies... Loan account number as per HDFC 14795336

                                        Nayan Agrawal
                                        Business DevelopmenT Manager
                                        [protected]

                                        Alankrita Services(R) — i had asked for a domestic help, but they collected the registration fee, & still not provided maid

                                        they have collected registration amt of rs5500 & not sent a maid to work in the house. they are not picking my cals nor responding to the messages. i want my money back. i want immediate action against them.their office address is:1/1, 2nd floor,annappa complex,outer ring road, near more mega store, mahevapura bus stop, bangalore 560048.
                                        I used credit card online 0ne time for rs 1974/-approx after use I paid my bill. But by bank billed to me 3 to 4 times
                                        & interest on card using amount everymonth.this is fraud I used rs 1974/- I paid 1974/- but now today bank send to me statement outstanding of rs 10837/- don't use credit card it's fraud specially HDFC
                                        Hi my name is sangam lal. I got a call from [protected] name aakanksha asked uf I need some personal loans. I said yes I need close to 2.5 lacks. She said I will send the executive at your place. Next day a guy name rahul called me from [protected] to collect the documents. I have the necessary documents to him. Next day I got a call from [protected] name shukla said I am the credit manager to inform you that your credit score is little low so if your can spend 15k I will get it done with rahul&#039;s id. Next day rahul came to my place and he collects 13k in advance from me. I signed the agreement and he said by Friday loan amount of 2.25 lacks will be credited to your citi back savings account. In Friday when I did not get the money i called rahul to inform the same he said tomorrow for sure you will get the money. Next day when I didn&#039;t get the money again I called rahul he did not answer my call. I kept trying him for two days but he never answered my calk then I called shukla he said because of some problem you have not got the money so call me evening I will let you know. After that he started avoiding my call. Then I called aakanksha and talked to her manager rajeeve cell number [protected] I explained the whole story to him. He said no file has been login for you and also told rahul and shukla are out of city so once they come back I will call you in the branch and will refund the money which they took from you. After that I called rahul with the new number he answered the call I started recording each and every call he said me Is getting traced from branch cause you filled a complaint said file has been logged in by the code bt115 I asked for application number then he asked me to call back in the evening again he did not answer my call. I called hdfc bank customer care filled a complaint against both of them. Now no one is willing to give me any clarification about this which indicates clearly a fraud. Please help me my number us [protected] email id is sangam.[protected]@rediffmail.com
                                        Hi,

                                        My name is Yunus my email address is [protected]@gmail.com i am latest victim of HDFC CREDIT CARD and SAVINGS ACCOUNT FRAUD i called today and sharanyaa prabhakar from HDFC BANK customer care was rude unpolite shocking and worse lady to talk in a customer support. Every month a fine has been levied on me for my Credit card i never ever receive my statement and i hear news from HDFC customer executive sir we have already delivered your statement to so and so person but who is that person is he the one who makes payment??? Statement send to my email i am never able to view it. Also as i was getting a lot of cash on call messages i took one and i received a DD of 125000 rupees which was converted into 9500 rupees in my account not sure why??? When spoke to miss prabhakar she told me they must have fined you so 3000 fined out of 12500 does this makes sense?? why was i not send a email or a message that i will be fined this much amount why???

                                        I think this a harassment from the bank first they give you money and then they simply fine you credit card we get a time frame of 50 days to make payment but with this bank if you do not make payment every month they fine you even if you have not used the card for that month customer service simply sucks with this bank they find awesome executive to deal with when they want to sell there products but then when it comes to queries and issues they simply have the worst people on call to deal with us they refuse for anything i just asked her to transfer the call to a supervisor but then she was charging me she was questioning me is this what customer service is she was shockingly rude the worse person i have ever spoken to.

                                        I need some clarification and i simply want to close any kind of relationship i have with this bank.

                                        Thank you and Regards,
                                        Yunus Shaikh
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