Comments
Dear Mr. Bhosle,
As informed to you earlier through e-mail dated 20th September 2013, we wish to inform you that the benefits pertaining to maternity expenses are optional and it is only effective if shown in the policy schedule.
Please find the coverage details mentioned below with regards to your query of pre and post hospitalization.
Pre Hospitalization: Pays for medical expenses incurred due to an illness 60 Days prior to Hospitalization provided that:
Such Medical Expenses were in fact incurred for the same condition for which the Insured Person’s subsequent Hospitalisation was required, and we have accepted an inpatient Hospitalisation claim under Benefit of In Patient Treatment.
Post Hospitalization: Pays for medical expenses incurred due to an illness 90 Days post discharge from the Hospital provided that:
Such costs are incurred in respect of the same condition for which the Insured Person’s earlier Hospitalisation was required.
We have accepted an inpatient Hospitalisation claim under Benefit of In Patient Treatment.
For any further queries please feel free to contact us on:
Toll- Free Helpline :
[protected] from any Landline & Mobile
[protected] from MTNL or BSNL Phone
E-mail address : [protected]@hdfcergo.com
Regards,
Team HDFC ERGO
As informed to you earlier through e-mail dated 20th September 2013, we wish to inform you that the benefits pertaining to maternity expenses are optional and it is only effective if shown in the policy schedule.
Please find the coverage details mentioned below with regards to your query of pre and post hospitalization.
Pre Hospitalization: Pays for medical expenses incurred due to an illness 60 Days prior to Hospitalization provided that:
Such Medical Expenses were in fact incurred for the same condition for which the Insured Person’s subsequent Hospitalisation was required, and we have accepted an inpatient Hospitalisation claim under Benefit of In Patient Treatment.
Post Hospitalization: Pays for medical expenses incurred due to an illness 90 Days post discharge from the Hospital provided that:
Such costs are incurred in respect of the same condition for which the Insured Person’s earlier Hospitalisation was required.
We have accepted an inpatient Hospitalisation claim under Benefit of In Patient Treatment.
For any further queries please feel free to contact us on:
Toll- Free Helpline :
[protected] from any Landline & Mobile
[protected] from MTNL or BSNL Phone
E-mail address : [protected]@hdfcergo.com
Regards,
Team HDFC ERGO
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Thank you for sharing the required details.
We will look into the matter and get back to you shortly.
For any queries please feel free to call our Toll-Free:
[protected]from any Landline & Mobile)
[protected]from MTNL or BSNL Phone)
Regards,
HDFC ERGO General Insurance