[Resolved] HDFC Bank — Name still in CIBIL even after paying full amount with interest and extra money

powarnilesh

from Mumbai, Maharashtra

Address:

Mumbai City, Maharashtra

Hi,

My HDFC Credit Card No is [protected], I had an overdue payment on my card, for which I used to pay 2500Rs as an minimum amount every month from my salary. Suddenly i started getting calls / emails / telegrams from the recovery department for the same. I was given an offer for settlement which i did not accept as i didn't wanted to do any settlement. So finally in October 2011, i made a full and final payment of 22,000 Rs from my dad's account. Then i called HDFC credit card customer care to inquire about my NOC they said they will arrange a call in next 3 days. Each time i used to call them i got the same reply, the call never came... Now i am planning to apply for a credit card, but i am not able to get one as my name is still in the CIBIL. I have paid more than the bill amount and i have some amount with HDFC CC. Now i don't see any card registered under my HDFC net banking also..

Can someone please help me with this and let me know what needs to be done to get my name out of CIBIL...

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Aug 13, 2020

Complaint marked as Resolved

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Comments

sushant valu darade

from Pune, Maharashtra

dear sir/mam,
i was used the 4 credit cards before 6months but due to some reasons i was not paid the regular payment of that cards but before 5 months i was paid the satelment amount as disscuss with bank creditcard dept. executuive, customercare executive and manager. i have all that satelment letter with me but still my name reflecting in cibil list so tell me the way how can i will be clear and clean from this.

RAJESH VERMA

from Chennai, Tamil Nadu

Hdfc bank credit card not recd but issue card statement one lacs and above i complint RBI grivence cell @ filled the cousumer court

ashishbaroda

from Mumbai, Maharashtra

Credit Card — Name in CIBIL

R/sir
I had five bank credit card name, SBI,ICICI,HDFC,City Bank,HSBC, Which i sattle 2 years back, but still my name is appear in CBIL,So pls Reply me with suggestion what can i do to remove name in CBIL.
Thanking you

khopkar.swapnil

from Pune, Maharashtra

Credit Card — Name in CIBIL

I had got a free credit card from ICICI Bank on opening of salary account. I had spent 10300 on shopping and paid the same but due to late payment they entered my name in cibil and charged higher rate of interest which i didnt pay. I had went to Bank for enquiry of loan but it didnt get sanctioned. Please help me

ICICI Bank Customer Care

from Mumbai, Maharashtra

Dear Swapnil,

We apologise for the inconvenience caused.
Please write to us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 259814). We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team.

damodararaog

from Mumbai, Maharashtra

HDFC Credit Card — Paid the full amount for my credit card, but still it is CIBIL

Hi,

I have paid the total amount for the HDFC credit card no: [protected], but i heared still it showing the CIBIL site...

why it is in CIBIL for the long after payment also ?

Regards
Damodara Rao

powarnilesh

from Mumbai, Maharashtra

My contact details are as mentioned below:

Name: Nilesh Powar
Mobile: [protected]
email: [protected]@yahoo.co.in

powarnilesh

from Mumbai, Maharashtra

I applied for a fresh credit card and it was rejected due to my name in CIBIL.
Can anyone please let me know when will my name be removed from the CIBIL records.

It has been more than 7 months i have made the payment and still my name is in CIBIL.