[Resolved]  PNB — complaint against Sansad marg, New delhi Branch

Punjab National Bank — Never take hoam loan from Punjab National Bank

To All,

I have taken home loan from the Punjab National Bank. My Loan Account No. 488682.

It was very bad experience of taking the loan. The officials of the Bank delayed the loan to the maximum extent and in the last they took the advantage and get the sign on some blank papers, as i have to pay for the house and i have no other option i signed on the blank papers.

They further instead of giving me the sanction loan amount of Rs 16.5 lac gave me only Rs. 14.4 lac and promise me to give me the amount later on and when i demanded the balance payment, the bank told me to give me the estimate of the architect, where as the same was deposited to them even before receiving the loan. Then the bank official told Mr. Suresh Yadav Told me that the estimate should be from the bank approved architect where as the same officer earlier told me that any govt. approved architect's estimate is required and i deposited the estimate accordingly.

Further the chief bank manager Mr. Parvesh Chadha, and bank officers Mr. Sursh yadav, Mrs. Shobha kathuria and Sudha Gupta are responsible for Criminal Breach of trust as these people illegally taken money from my saving bank account with out my authority, permission and without intimating me where as i am paying even the excess EMI without any default. Such an act of the employees can not be ignored.

Further the bank have debited a sum of Rs. 7, 486/- from my loan account towards the valuation of the property and legal charges in Oct. 2008 whereas valuation of the property and as well as verification of the documents have already been done a year before and I have already paid for the same. I have written the letter dated 18.02.2009 for the refund of the same, but till date, no reversal or intimation of reversal of the amount is given to me.

Further a sum of Rs. 2, 10, 000/- towards renovation was payable by the bank, but till date i.e. even after a period of 18 months, this amount is not disbursed to me despite the fact that bank charged the transaction fee from me and I have deposited the estimate of the architect to the bank.

Taking Home loan from the PUNJAB NATIONAL BANK was a great mistake of mine, the rate of interest when i took the loan was 9.5% in the month of Sep. 2007 and now when all the other bank reduced their rate of interest from 1 to 3%, the PNB is still charging the 9.5% and not passed the various benefits of the RBI policies to its customer.

dear all,
i too had a very bad experience with pnb, i have 2 account one is saving account and another is recaurring account, once i lost my atm card and as soon as i came to know i informed that customer care of pnb to block the atm for the same they told me its block and i went to the bank fire station rajinder nagar on 16/05/08 as my account is from this branch. they check it and confirmed that the lost atm is already block and issue me the new atm on the same day,
since on 6/07/09 my rc account is mature i went to withdraw the amount, when the employee of the pnb told me the maturity amount will be transfer to the saving account and when he check it, he told me that my saving account is Zero balance which is next to impossible because i updated my pass on 03/06/09 and i have a balance of rs 9, 992.27, but how come sudenly it become zero balance which i never withdrwan the amount, when i ask them the reason they just told me atm transection have done on some purchase payment. its a really shocking to me which i never done any payment by my atm since frm the beggining that i own the account, when i tried to explain to the staff they are such a person who is not approachable even the chief manager, instead of lstening my complaint he was shouting and scolding me saying that i gave my atm to some of my frnd or my room mate miss use it, since last 3 yrs im in delhi and i never have a room mate and why should i give my atm card to my frnds to do shopping? m i a foolish? after prtesting this comments again the manager started saying that some one mis-use my atm in the office, how it can be possible my atm is always inside my wallet 24hrs and my office is full of cameras, i really do not know what kind of service and customer care pnb is providing, they advertise lots of good things about themselves but its all buulshits.
on top of this harassment i can say that they are such a people who doesnt know whom to recruit for the job, they recruited such a cheap people, why iam saying this is that in a distress when i approach to one manager to another manager, none of them tried to help me instead they ordered me to approach this person to that person, and in the mean time there was a few guys who were new trainee, according to one of the pnb employee, he was looking at me uttering some words among themselves and laughing at me, i clearly know that they were laughing at me coz of my looks coz i belong to north east, but some how i manage to shout at him !
till now while writing this i dont get any help from the pnb side how, when, where the transection has been then to make my account zero balance, any one knows where and whom i have to approach to get help to know this, if some one can help me i would really appriciate!
people pls beware


[protected]@yahoo.com

Hi

my account in PNB Modinagar. in dated 14/06/2009 my account show withdraw 5000 Rs. but ihave not this. i complaint in ph. no. [protected] but it is not solve

Dear Sir/Madam,

I had made a Demand Draft in Favour of Registrar, Guru Gobind Singh Indraprastha University on 19/08/2009 amounting to Rs.5000/- (plus Rs.35 as surcharge/commission) from my Saving Account No.[protected]. Due to some reasons, I have surrendered the said Draft for cancellation to the Bank on 31/08/2009. And the Bank have duly acknowledged the same and credited the said (Draft) amount to my Saving Account. In this process, the Bank has deducted an amount of Rs.70/- as cancellation charges. Is that proper/appropriate? Please let me know.

H. S. Chauhan

never go pnb for taking any kind of loan.
i went in pnb retail hub at model town yamuna nagar there is so stupid staff and most of them is mr. chauhan . he is main manager but he did not know how to talk with a customer he said me go from here and take loan from bank of india.without any reason he was using abusing language. this is my complaint against him pls take any action oterwise i m going in court against pnb.because i know my documents was complete and was verified by a lot of banks member.

Dear Madam/Sir,
This is in reference to a complaint against a tout who is illegally running an architechts company in Jodhpur and has cheated many like me. This gentleman doesnt even hols a PAN number himself and introduces himself as an architecht. He even has a website, could you kindly guide me where I can make a complaint against him.
Regards
Rajat Singh

i totallt agree.well, iam doctor and has nre account in delhi currently iam working in dhaka..i had been there to delhi pnb branch cannught place.. for loan they are so rude and not even friendly .they even dnt reply to email even you send thousands of email. it sreally so frustating . then i went to pnb sangli maharastra where my home town is there, pnb sangli maharastra even same incidence..i think they need to screw legally the way they cheat and behaves so arrogantly a sif they are doing mercy or giving money from their own pocket. second thing iwant to highlight i want to withdrwa money by cheque but they are saying we dnt alloe to give moneymorethan one lakh..i feel sooffended my own money i cant withdraw...this was height of foolishness..i realized my mistake and shifted my account to another bank.
regards
dr sharad

PNB IS NOT EXTENDING BENEFIT OF TDS AS PER DTAA(DOUBLE TAXATION AVOIDANCE AGREEMENT) ON NRO DEPOSITS.
OTHER BANKS LIKE BOI AND ICICI BANK ARE ALLOWING THIER NRO A/C HOLDERS BY DEDUCTING TDS AS PER DTAA. I AM THEREFORE SHIFTING MY DEPOSITS TO THOSE BANKS. MY CUSOMER ID WITH PNB IS ARS000910. I AM A NRI RESIDENT OF INDONESIA. AS PER DTAA THE TDS ON MY DEPOSITS SHOULD BE DEDUCTED @ 10%. BUT TO MY SURPRISE THE SAME HAS BEEN DEDUCTED @ 30.9%.
I THEREFORE WOULD ADVISE ALL NRO DEPOSIT HOLDERS OF PNB TO HAVE DEPOSITS WITH THOSE BANKS WHO ARE AT LEAST AWARE OF INDIAN LAWS.

sir,
I am intrested in installation ' ATM branch, in our land yamunanagar, trank station, (sharanpur road ) 200 ft area please earliest contact my nos-[protected], [protected]

TO: The Chairman, PNB,
Sir, I would like to say that your staff at Janpath Branch, New Delhi is not taking care of the locker/strong room in regard to cleaning. It is so dusty that once you visit and come out you have to go for change of cloth. When the customers are paying for rentals, putting in money with the bank, and the bank is making hefty profits, why not to take care of the cleanliness of the branch including the locker/strong rooms. It is so dusty that those who are allergic to dust, it becomes difficult for such people to operate the locker. Hope the bank branch takes care and the management puts such message to the other branches.thanks, prem vashisht

PNB — DD is not with the company.They have lost my DD.

I have submitted my DD on[protected] and the bank is saying that it has lost my DD and they dont know where is my DD because i want my Money back and the company saying me that they want that DD and bank says that they dont hav my DD.I have submitted the DD how bank can say like that.