[Resolved]  PNB — Home Loan disapproved

Recently I have purchased a property which have been seized by Allahabad bank.I wish to make my residence in that property, so applied for home-loan from Punjab National bank.I have shown all papers and punjab national bank say that they can approve my loan and fulfilling some formalities(like valuation, search from there own engineers/lawyers).After spending money and 10 days of time for valuation and search and after completing all formatlities they say that they cannot approve loan because it is commercial property.
if they know they cannot approve loan, why they have said in the first phase and i want loan to make my home, and not for any commerial purpose.
Please look into this asap
Punjab National Branch : Satna
Money taken by their engineers : Rs 10000