Comments
Dated: 29/10/2008
Banking Ombudsman,
Reserve Bank of India,
Sector 17, Chandigarh.
Sub: Misutilisation of our funds from 30/11/2007 to 05/09/2008.
Dear Sir,
A cheque for Rs.100000/- bearing machine no. 698506 drawn on S.B.I. Sunder Nagar, Ludhiana favoring our Company M/s Shivom Cotspin Ltd. has been deposited by us in our Punjab National Bank A/c No. [protected] Chowk Saidan, Ludhiana on dated 29/11/2007.
Other facts as under:
1. Cheque has been cleared from S.B.I on dated 30/11/2007.(Attachment)
2. PNB Showing Cheque rejects and debited our account. (Attachment)
3. PNB debited our account Rs. 75/- as rejection charges.
4. The same cheque has credited in our account on dated 05/09/2008.
After a long period better known to bankers.
Please do the needful & waiting for your Judgement
Thanks & Regards
Shivom Cotspin Ltd.
Vill: Kheri, Trilokpur Road,
KALA AMB-173030.
Dist.Sirmour.
Himachal Pradesh
Ph: [protected], [protected]
E-mail:- [protected]@yahoo.co.in
Banking Ombudsman,
Reserve Bank of India,
Sector 17, Chandigarh.
Sub: Misutilisation of our funds from 30/11/2007 to 05/09/2008.
Dear Sir,
A cheque for Rs.100000/- bearing machine no. 698506 drawn on S.B.I. Sunder Nagar, Ludhiana favoring our Company M/s Shivom Cotspin Ltd. has been deposited by us in our Punjab National Bank A/c No. [protected] Chowk Saidan, Ludhiana on dated 29/11/2007.
Other facts as under:
1. Cheque has been cleared from S.B.I on dated 30/11/2007.(Attachment)
2. PNB Showing Cheque rejects and debited our account. (Attachment)
3. PNB debited our account Rs. 75/- as rejection charges.
4. The same cheque has credited in our account on dated 05/09/2008.
After a long period better known to bankers.
Please do the needful & waiting for your Judgement
Thanks & Regards
Shivom Cotspin Ltd.
Vill: Kheri, Trilokpur Road,
KALA AMB-173030.
Dist.Sirmour.
Himachal Pradesh
Ph: [protected], [protected]
E-mail:- [protected]@yahoo.co.in
Dear sir,
I would be obliged to inform you that my complaint is regarding PNB branch Kanth, Dist- Moradabad, U. P. I am a subsistence farmer. In case of farms waiver of last year (budget 2008-09), I qualify for loan waiver. I approached the manager of aforesaid branch and wanted to know status of my loan. He was quite inhospitable towards me. His attitude was of negligence and of indifference. His argument was that I had been paying earlier loans dutifully, so I can pay the current loan also.
Sir, my complait is agaist such bad behaviour and subjective judgement of the officer. You please clarify me, shold I default current loan to be qualified for the next loan waiver..!! My land holding is small and I had to recall my son back, who was pursuing studies for engineering exams. I went from door to door of officials, but of no avail. I have no proof, but I have seen the icidents when influential farmers have got their loan waivered. It is quite long time that the scheme of waiver came, but I did not not know where to go. Now, I am filing this complaint with the help of an educated person of nearby village, who informed me about ombudsman system for grievance redressal.
Sir, I am a law abiding citizen and avowed customer of PNB. I had paid back earlier loans very dutifully. Why was I punished for this duty of a responsible citizen, whose hard earned grains, perhaps, you might also have tasted at any point of time in your life. My reputation in my village is that of a hard working farmer, who has built his standing on his own, without any ancestral support.
Sir, I want to know, what my fault was so that I was handed out step motherly treatment? why the manager used so subjective attitude in deciding my fate in so indifferent manner?
Sir, I fought the circumstances but prices of my main crops, peppermint, have crashed. Also, you know very well that this year monsoon has failed and I am in dire situations. I seek relief from your objective mind and I hard-beg justice. Please do something so that I am not forced to discontinue studies of my son and daughter. Save me from taking me from any "extreme step" towards myself.
Sir, I do not know much formal language or procedures. Please, do not entrap me in hard bureaucratic procedures.
Thank You.
Yours sincerely
Munuraj Singh.
Mahamoodpur Maafi
Post Kanth
Dist Moradabad
U. P.
I would be obliged to inform you that my complaint is regarding PNB branch Kanth, Dist- Moradabad, U. P. I am a subsistence farmer. In case of farms waiver of last year (budget 2008-09), I qualify for loan waiver. I approached the manager of aforesaid branch and wanted to know status of my loan. He was quite inhospitable towards me. His attitude was of negligence and of indifference. His argument was that I had been paying earlier loans dutifully, so I can pay the current loan also.
Sir, my complait is agaist such bad behaviour and subjective judgement of the officer. You please clarify me, shold I default current loan to be qualified for the next loan waiver..!! My land holding is small and I had to recall my son back, who was pursuing studies for engineering exams. I went from door to door of officials, but of no avail. I have no proof, but I have seen the icidents when influential farmers have got their loan waivered. It is quite long time that the scheme of waiver came, but I did not not know where to go. Now, I am filing this complaint with the help of an educated person of nearby village, who informed me about ombudsman system for grievance redressal.
Sir, I am a law abiding citizen and avowed customer of PNB. I had paid back earlier loans very dutifully. Why was I punished for this duty of a responsible citizen, whose hard earned grains, perhaps, you might also have tasted at any point of time in your life. My reputation in my village is that of a hard working farmer, who has built his standing on his own, without any ancestral support.
Sir, I want to know, what my fault was so that I was handed out step motherly treatment? why the manager used so subjective attitude in deciding my fate in so indifferent manner?
Sir, I fought the circumstances but prices of my main crops, peppermint, have crashed. Also, you know very well that this year monsoon has failed and I am in dire situations. I seek relief from your objective mind and I hard-beg justice. Please do something so that I am not forced to discontinue studies of my son and daughter. Save me from taking me from any "extreme step" towards myself.
Sir, I do not know much formal language or procedures. Please, do not entrap me in hard bureaucratic procedures.
Thank You.
Yours sincerely
Munuraj Singh.
Mahamoodpur Maafi
Post Kanth
Dist Moradabad
U. P.
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