I have settled the full and final settlement of RAK Bank Credit Card, UAE.
There are certain collection agencies i dont have his number who has patchup with RAK bank.
I Think HDFC bank too.
After 2 months of full and final settlment of 6months outstanding amount i have received email from collections that their statement showing outstanding.
my question "AFTER FULL AND FINAL SETTLEMENT DO WE HAVE TO GET MESSAGES FROM COLLECTION DEPARTMENT SAYING THAT CERTAIN AMOUNT IS DUE AND REGULARIZE"
WHY THEY ARE SAYING THAT CERTAIN AMOUNT IS DUE.
here are the following correspondences
Dear Mr Noor
As we have stated earlier,your account has been settled and we have given you a settlement letter.
Your Card is permenantly blocked and is not active.
Kindly ignore the message.
Regards,
Praveen Dalip
Skip Collector
RAKBANK
Tel: +[protected]
Fax: +[protected]
E-mail: Praveen.[protected]@rakbank.ae <mailto:Praveen.[protected]@rakbank.ae>
www.rakbank.ae
The National Bank of Ras Al Khaimah (P.S.C.)
P Consider the environment. Please don't print this e-mail unless you really need to
[protected][protected][protected][protected]
From: e sight [mailto:[protected]@hotmail.com]
Sent: Wednesday, January 20, 2010 10:49 AM
To: Collections; [protected]@bilkish.com; Praveen Dalip
Subject:
DOES IT MEAN MY CARD IS ACTIVE?????? AND YOU KEEP ON SENDING THIS MESSAGES???? KEEP ON ADDING MINIMUM BALANCES BY YOURSELVES????
FULL AND FINAL SETTLEMENT OF 6MONTHS PENDING. IS MY CARD ACTIVE????
DO I HAVE TO APPROACH TO OTHER SOURCES FOR YOUR AUTO GENERATED HIDDEN AGENDAS APPLYING TERMS AND CONDITIONS AFTER 4-5 MONTHS OF FULL AND FINAL SETTLEMENT WHICH BANK DOESNT CLOSE THE CREDIT CARD FOR THE PERSON WHOS OUTSTANDING OF 6MONTHS FOLLOWED BY THE CORRESPONDENCE SAYING NO IN THE COUNTRY.
IS MY CARD ACTIVE?????
DO YOU WANT ME TO UTILIZE ALL CASH FROM YOUR RAK CREDIT CARD AND FOLLOW THE SAME ACT AS BEFORE.
???
PLEASE EXPLAIN????
[protected][protected][protected][protected]
Subject: RE: [protected] - NOOR E BASHER ISMATH ALI
Date: Wed, 20 Jan 2010 08:43:26 +0400
From: praveen.[protected]@rakbank.ae
To: [protected]@hotmail.com
Dear Mr Noor
We have provided you with the settlement letter and your account is settled.
Please find the email below which is highlighted in red and bold.
Regards,
Praveen Dalip
Skip Collector
RAKBANK
Tel: +[protected]
Fax: +[protected]
E-mail: Praveen.[protected]@rakbank.ae <mailto:Praveen.[protected]@rakbank.ae>
www.rakbank.ae
The National Bank of Ras Al Khaimah (P.S.C.)
P Consider the environment. Please don't print this e-mail unless you really need to
[protected][protected][protected][protected]
From: e sight [mailto:[protected]@hotmail.com]
Sent: Tuesday, January 19, 2010 10:53 PM
To: Collections; [protected]@yahoo.com
Cc: Praveen Dalip; [protected]@bilkish.com; n.[protected]@barwa.com.qa
Subject: FW: [protected] - NOOR E BASHER ISMATH ALI
Dear Sir / Madam,
Further to your below email (marked in Green), please refer to below emails marked in red and the full and final payment slip attached.
I hope everything is cear now, please update your records,
I hope full and final settlement means closure of card.
Thanks for the offer i am not interested to regularize my credit card anymore.
Humbly request your kindselves no more missed payments after full and final settlement and payment. please please close the chapter.
I dont have your centralized collection department number or contact details.
I also hope after some time later again your localized or globalized collection department will not raise this issue.
PLEASE CONSIDER THIS EMAIL AS SPECIAL REQUEST AND ENSURE THAT CREDIT CARD IS CLOSED AS FULL AND FINAL SETTLEMENT HAS BEEN DONE
Please do no upload balance and overdues and prolong the matter to life long. I am not in UAE. no longer using credit card i have discarded it for christ sake.
Regards,
NOOR
Date: Tue, 19 Jan 2010 20:42:16 +0400
From: [protected]@rakbank.ae
To: [protected]@hotmail.com
Subject: RAKBank - Urgent and Important
Dear Sir / Madam,
Credit Card No 5124...6009
In the name of NOOR E BASHER
Minimum Amount Due 174.38
We wish to inform you that your card account is overdue as we have not received the minimum payment due as requested on your most recent statement.
Please be informed that missed payments affect your credit record.
Please arrange to regularize your card account by paying the minimum amount due immediately on receipt of this email.
You are requested to contact our Centralised Collections department to confirm your payment.
Please ignore this communication, if you have already regularized your card account.
Assuring you of our best service.
The National Bank of Ras Al Khaimah(P.S.C)
Centralised Collections
P.O Box 1531
Dubai, UAE
Tel:[protected]
Fax:[protected]
Email: [protected]@rakbank.ae
www.rakbank.ae
[protected][protected][protected][protected]
Subject: RE: [protected] - NOOR E BASHER
Date: Sat, 21 Nov 2009 11:54:05 +0400
From: praveen.[protected]@rakbank.ae
To: [protected]@hotmail.com
CC: [protected]@bilkish.com
Dear Mr Noor
We can offer max. AED 4,100 as full and final settlement.
Kindly confirm on the settlement plan,if agreed.
Regards,
Praveen Dalip
Skip Collector
RAKBANK
Tel: +[protected]
Fax: +[protected]
E-mail: Praveen.[protected]@rakbank.ae <mailto:Praveen.[protected]@rakbank.ae>
www.rakbank.ae
The National Bank of Ras Al Khaimah (P.S.C.)
P Consider the environment. Please don't print this e-mail unless you really need to
[protected][protected][protected][protected]
From: e sight [mailto:[protected]@hotmail.com]
Sent: Thursday, November 19, 2009 5:10 PM
To: Praveen Dalip
Subject: RE: [protected] - NOOR E BASHER ISMATH ALI
Dear Mr. Praveen,
Thanks for your email, i would be verymuch thankful to your goodselves if you could agree for AED4000/- please.
I will arrange payment within 2-3days and update you the mode of payment as well.
Also, please ensure there would be clearance.
Thanking you in anticipation.
Noore basher
[protected]
[protected][protected][protected][protected]
Subject: [protected] - NOOR E BASHER ISMATH ALI
Date: Thu, 19 Nov 2009 16:37:11 +0400
From: praveen.[protected]@rakbank.ae
To: [protected]@hotmail.com
CC: [protected]@bilkish.com
Dear Mr Noor
We are ready to accept AED 4,300 as full and final settlement to be made on or before 24th November'09
Kindly confirm on the settlement plan,if agreed.
Regards,
Praveen Dalip
Skip Collector
RAKBANK
Tel: +[protected]
Fax: +[protected]
E-mail: Praveen.[protected]@rakbank.ae <mailto:Praveen.[protected]@rakbank.ae>
www.rakbank.ae
The National Bank of Ras Al Khaimah (P.S.C.)
P Consider the environment. Please don't print this e-mail unless you really need to
[protected][protected][protected][protected]
From: e sight [mailto:[protected]@hotmail.com]
Sent: Wednesday, November 18, 2009 5:38 PM
To: Praveen Dalip
Subject: Request for Credit card settlement
Dear Mr. Praveen,
Card No. [protected]
This has reference to our telephone conversation, Thank you for your call.
i intend to clear of the outstanding of my credit card in one shot and request your goodselves to grant me some more deduction.
i will arrange payment within 2days upon receipt of your email.
My job termintion, outstanding debts, flat rent, day to expenses came up atonce compelled me to leave UAE.
i was not financially stable and these circumstances did not allow me clear off the outstanding till date, sorry for inconvineance.
Also, as discussed i hope there would be clearance in respect to my payment.
Thanking you in anticipation.
Noore basher
[protected].
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Al Noor — For Information
Dear Sir,I have a Ufon number I want to know all incomming & outgoing call data.Sir I am in UAE now please inform me about this.My E-mail ID is [protected]@yahoo.com