Comments
Dear Charanjit,
We're sorry to hear about your experience.
We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Customer Service Team.
We're sorry to hear about your experience.
We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Customer Service Team.
Hi Charanjit,
I agree and have the same opinion. I too have home loan with ICICI and % rate was not reduced even after raising in online banking etc. Then I walked down to the branch and I was told there is a option to switch to 8.75% fixed for 2 yrs and then on market rates later. But there is penalty of 1.11% on the outstanding prinicipal. I opted for this though I am not too happy with the charge and the way it was not communicated by the bank. They told me about this option only when I personally went and asked in the branch. Even now so many customers may not even know this.
Please walk down to your branch as they might be closing this scheme soon.
I agree and have the same opinion. I too have home loan with ICICI and % rate was not reduced even after raising in online banking etc. Then I walked down to the branch and I was told there is a option to switch to 8.75% fixed for 2 yrs and then on market rates later. But there is penalty of 1.11% on the outstanding prinicipal. I opted for this though I am not too happy with the charge and the way it was not communicated by the bank. They told me about this option only when I personally went and asked in the branch. Even now so many customers may not even know this.
Please walk down to your branch as they might be closing this scheme soon.
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+91 11 3940 4444
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19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001
Home loan Account : LBMUM[protected]
We have taken a home loan from icici bank in mumbai 2006 . in that time bank charged rate of intrest 9.00 p.a at floatting . But when RBI increased interest rate time to time the bank also increased it . But now RBI intrest rate going down than icici bank also going down own interest rate 13 to 11.5 . My question is that what is meaning of floatting rates? The current rates far below around 9.00 %rates in many banks.why icici is charging me 11.50 %in my opinion all of home loan customer of bank should be organized and strongly oppose and object to bank and government also pay attention because this is un justice with Indian people .
regards
Charanjit Singh Saini
[protected]