[Resolved]  Star Health & Allied Insurance Co. Ltd. — Health Insurance claim Rejected

Address: Chandigarh, Chandigarh

I Gaurav Raj Prashar Policy holder of Star Health No. P/161113/01/2011/002113 Star Health Optima Insurance Policy for last 3 years and have not claimed any ammount till August 2011.
On 21st of Sep. 2011 i diganose with Post retrograde uretherogram hypotension and admitted to hospital and Dischare on 22/09/11. Hospital was not in the list of cash less. I submitted my claim after doing all the formality with Star Health Chandigarh office by 26/09/11 and they assuerd me for cheque within 15 to 20 days. I enquired with office ob 29/10/11 they promised me to call back with status. Today again 04-11-11 I inquired and i was surprised to listen that my claim has rejected due to pre existing illnes.

I am also going to file a case against Star Health for false commitments & harasment etc. I personally recomend not to buy any policy from Star Health.
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Aug 13, 2020
Complaint marked as Resolved 
 
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According to Mediclaim Insurance Regulation if there is any pre-existing decease or supression of facts, claim may be rejected or excluded for four years.

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