| Address: New Delhi, Delhi, 110092 |
From,
Om Prakash
Director, Damodar Solutions Pvt Ltd,
A 212, Office Number 102, Tirupati Plaza Complex,
Shakarpur, Delhi 110092,
Email id : omprakash.[protected]@gmail.com, Mobile Number : +91-[protected]
To, Dated : 6th February 2016
The Reserve Bank of India,
21st Floor, Central Office Building,
Shahid Bhagat Singh Marg, Fort, Mumbai
Mumbai City District, Maharashtra
India – 400001
Subject: Regarding Complain against Indian Overseas Bank, Branch : Golf Links, Delhi 110003
Sir,
With reference to above noted subject, I have to inform you that I have opened a current account in the name of my Private Limited Company, M/S Damodar Solutions Pvt Ltd, having Account Number [protected], at Indian Overseas Bank, Golf Link Branch ( 0265 ), 70, Golf Links, New Delhi 110003, IFSC Code : IOBA0000265.
Sir, In my account bank has intentionally do some banking transactions which is not as per the R.B.I rules, which is explain as under
1) That bank has cleared the cheque having cheque number 323683 of Rs 2, 89, 494 ( Two Lakh Eighty Nine Thousand Four Hundred Ninety Four ) on dated 30th January 2016, In spite of no any balance in my current account and neither bank intimated me regarding previously. I have issued this cheque for as a security for any business transactions.
2) That I have issued a cheque of Rs 8050 on dated 10th October 2015, Cheque is decline due to insufficient fund, then why Bank clear the cheque of the amount of Rs 2, 89, 494 and put the post balance in NEGATIVE of Rs -275850. I called to the Manager and I ask about the cheque, then Manager said Bank clear the cheque and it is POD, Bank clear the cheque without my information, at that time account have the insufficient fund.
3) That the bank have clear my cheque having cheque number 323677 of Rs 1, 79, 300 on dated 12/10/2015 on the basis of false signature, regarding this I have already intimated to bank and Police Station Shakarpur.
4) So I want to know why a Nationalised Bank doing such type of mistake again and again.
In view of above, it is apparent that the banker is not serious about the setteled norm of banking and guidelines prescribed case some of the Banker’s staffs are arrogant baised and seems to be influenced under some influential person for illegal gain.
Enclosure :
1) Photocopy of the application submitted to the Bank on dated 3rd February 2016
2) Photocopy of complain submitted to the Police Station Shakarpur
3) Photocopy of Banking Transaction
4) Photocopy of Cheque Return Memo
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