Dena Bank — Cheque return without clearing on Bank Holiday

Address: Mumbai City, Maharashtra, 400013

Cheque no. 060978 of SVC co-op bank-Khadakpada branch dtd:25/03/17 in Dena bank, Sun mill compound, deposited on 27-03-17. Same was returned on 28/03/17(Bank Holiday) with reason "Fund Insufficient"

1-When the bank holiday then how to return the cheque on 28/03/2017 ?
2-Sufficient fund available in SVC co-op bank account of "SHREE BALAJI JEWELLERS"
3-Due to return the cheque without clearance, I had not deposit the IT in the bank.

Please take action on the responsible either Dena bank or SVC bank or issuer of cheque.

From:
Ramashanker
Senior Section Engineer
EMU Workshop Mahalaxmi
Western Railway
Mob:[protected]