I have taken a Home Loan from DHFL in October 2017. The loan (Application : 01892658 was taken for purchase construction home. I am head of my family and purchase first time property, my wife is co-owner in this Plot. The property was already as per rules and regulation. All document submitted to DHFL Jalgoan Branch
After that i have applied for the Pardhan Mandtri Awas Yojna in Oct 2017. all the documents submitted which was they required, After the three i want to know the status of my subsidy but from the DHFl they were gave the answer is that your file in process . I send mail to them every month and the answer were same as previous mail. After the so many mails they send me the form of CLASS and i was submitted the same accordingly. After the so many efforts the DHFL nodal officers said to me that in your case it is apparent from the records available with us that: Built up area is more than permissible area. Property which given the rules & regulations of the PMAY CLSS renders your case ineligible for subsidy claim. Hence, we regret that your property is not eligible for subsidy claim.
According to the guidelines of Ministry of Housing and Urban Poverty Alleviation Credit linked subsidy would be available for housing loans availed for new construction and addition of rooms, kitchen, toilet etc. to existing dwellings as incremental housing. Sir this is my humble request to you kindly help me to get the Interest subsidy of Pradham Mantri Awas Yojna.
Best Regards.
Bhupesh Badgujar
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