Dewan Housing Finance Corporation [DHFL] — Part payment issue

To,

The Branch Manager

Piramal Capital and Housing Finance Ltd,

Mumbai

Ref : Incorrect payment schedule report for loan code :00031572

Dear Sir/Madam,

This is to bring to your notice that I, Suyog Bapat holding housing loan Code: 00031572 at your finance company. During my recent observation on the loan statement there were some discrepancies noticed and hence needed the clarification of this. Please find my details of discrepancies as follows.

On 19th July 2022 I had made INR 8, 50, 000.00 down payment against my loan account by cheque from HDFC Bank. As per my bank account statement the amount was cleared and credited to Piramal Capital & Housing finance ltd account.

As per the recent Payment Scheduled downloaded if was observed that even after the cheque of 8, 50, 000 was cleared in the month of July 2022 the Opening principal amount is showing unchanged till 31/01/2023. The effect of changes is reflecting from Feb 2023. Hence my question are as follows,

1. why these changes were not updated from July 2022.

2. Since this is the pre-paid installed why the principal amount not changed.

3. What about the difference amount for the period from July 2022 to Jan 2023.

4. What about my further calculation on reduce of my EMI period.

I, hereby request the bank to kindly revert back to me with my queries clarification and do the needful asap as this is creating issues for my EMI calculations and impacting my future plans.

Please do let me know if there is any documents requirement so that I can furnish it as a proof.

Thanks and regards,

Suyog Bapad

loan code :00031572