Government of India — flawed aadhar bank account linkage initiative

There’s this initiative of linking aadhar number with bank account number and it’s now become mandatory to do so, else banks shall freeze your accounts after 31-dec-2016. There might be some great purpose behind this initiative but it has flawed and inconsiderate implementation

1. There’s no single easy to use form and procedure for the same. Each bank has its own procedure, forms and formats making it difficult for customers to do timely linking
2. Some banks take biometrics, others just take copy of aadhar some are okay with xerox others ask for originals, some accept e-aadhar others don’t
3. The electronic and networking system responsible to fetch and verify aadhar data is many a times down and customers have to revisit the branch to do the verification
4. There’s no easy anywhere banking facility to do it from any branch, some banks allow, others don’t
5. Banks themselves are still not clear with the initiative
6. Some banks allow online submission, others don’t. No single easy to use procedure
7. Some customers has multiple accounts e. G. Saving and pension, saving & ppf and so on. Banks are not clear if all accounts should linked or not. Some say both some say only one and others just beat around the bush confusing the customer
8. There’s no online status checking offered by banks that offer internet banking. There’s no way customer can verify that his bank account xxxx is now linked with aadhar yyyy.
9. I am sure banks and officials are going to goo[censored]p at the end and innocent customers are going to suffer. Banks will refuse that aadhar kyc and linking was every done if there’s a computer error and customers have no way to validate and verify when dispute shall occur which is highly likely.
10. There’s no clarity and consideration towards those senior citizens who have aged and are no longer very active to visit the banks. How are they going to submit biometrics now???
11. Many a times the aged people have hardened or wrinkled skin on fingers making it difficult to validate thumb impressions. What is the provision in such cases??? The intellectual idiots who have come up with such an initiative have not provisioned anything for such cases

Yes another flawed, poorly managed and implemented initiative by this government.