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HDFC Bank — ACH Debit return charges

Kindly explain the following amounts deducted

19th may 2020: rs. 176
16th may 2020: rs. 590
23rd april 2020: rs. 590
21st april 2020: rs. 590
5th march 2020: rs. 590
15th january 2020: rs. 1180

Total amount due for explanation: rs. 3716

I have not authorised any of these charges. Kindly explain and if there is no protocol followed, please refund the entire amount of rs. 3716.
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