HDFC Bank — Annual fee and amb charges

Address: First Flr Room No 6 Darshan Cottage Near Malwani Church Marve Road

I have been charged with annual for for my debit card which is not even been activated i have never used the card and on top of it i have also been charged with ac mentainance charges. I was forced to open an hdfc ac while applying for loan where in i had asked for auto debit from my icici bank ac which is my salary ac but hdfc bank executive asked me to open an ac in hdfc for faster disbursmebt and also to get best offers i was not informed anything abt ac mentainance nor annual fee i'm really frustrated with the customer service and also emi getting bounced as they kept charging amb same day just b4 emi is debites it has impacted my cibil i request u to please look into this