I am running with hdfc limited bank home loan with account no[protected] with emi around 33, 000 and an additional emi 3500. I am getting salary 57, 000 where after this emi's i am paying my net, electricity, house maintenance charges which comes around 15k and then i am left with 5, 000 to 6, 000 rupees per month for food. My question is how then the bank has issued me two insurance policy hdfc ergo 71, 000 and hdfc life 90, 000 this to be paid annually. I have been told at that time just you are issue this two insurance which emi will come around 1500 to 2000 and now i am stuck in the non-sense where they are saying you have signed the documents. Question here is is if we read all policy documents do we understand anything over it much of it? I told to their manager who called my for life insurance i can't pay 90, 000 and this things i was literally not aware and done so in the hurry nature made by their executive who with same false statement and commision earnings made me fool. This kind of service from hdfc is hopeless and i never in future would go with a single transaction where this name comes hdfc...
For top-up loan when i applied all documents sent and was confirmed the sanction letter will come by branch manager and then in a week got call that due to property evaluation it can't be approved. Fine where is the refund of 2, 000 + amount? When told i will get it.
Looters don't make innocent people with hidden charges and terms conditions. Rbi is there and if required i would made attempt to go for enquiry to that level, ...All this nuisance is wasting the time of customer and their hard earned money.
Any help on this regards would be appreciated for the name sake else i am happy to get rid from one worst service and falser executives bank...
Thanks,
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