[Resolved]  HDFC Bank — Centurion bank two wheeler loan - cibil reporting removal

Address: Faridabad, Haryana, 121001

I have get two-wheeler loan no[protected] through centurion bank, i was making the payments on time, however i just missed 1 installment due to the loss of job and the recover agents came to my home and took the motor bike while putting the knife on my neck, however i didnt filed any complaint regarding the same, as i was at fault for missing out the 1 emi.

I even tried contact the bank several time to make the payment and take the motor bike back, however there was no respond from the bank side. I was checking my cibil report then i came to know they have reported the account on my cibil report even though, they recovered the vehicle and made more money than they were suppose to as they sold the motor bike.

My loan account number is 2011k46267561. Kindly let me know further course of action to resolve this issue, should i hire a lawyer to file a law suit against the bank for ruining my cibil report and sending recovery agents at my home