HDFC Bank — collection department mental harassment

Even though supreme court has extended moratorium period till 28th september 2020 hdfc banks collection team keeps asking for emi payment as moratorium is over on 31st august 2020 as per them.

Even after asking for loan restucturing application they insist on paying current months emi till restructruring scheme is rolled out otherwise i will not be eligible for loan restructuring scheme.

I have conversation on recorded call with both collection department as well as customer care executive.

Loan restructuring scheme is suppose to be for people who are in financial distress due to covid-19 pandamic. If we have to continue to pay emi to be eligible for loan restructuring then is it not ironic???