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Ecs probam chek ecs probam bank my noc not send
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The HDFC Regalia Credit card claims to provide "extremely low interest charge of just 3.49*% per month." on their website (https://www.hdfcbank.com/personal/credit_card/regalia-card). This borders on fraudulent as this amounts to 42% interest rate per year. Compare this to interest rate of 12 to 14% that banks charge on personal loans.
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