HDFC Bank — Credit card

Hi Sir,

Since i have been using credit card from HDFC for past 4 years, But i left my job in jan 2018. Then i paid the minimum due amount. I have paid more than what i have spent. The outstanding accumulated much and I could not pay for last 2 months. The staffs called me regarding the payment, i told the above mentioned and i asked for settlement process. They did not reply me and my outstanding amount increasing heavily month after month. I am feeling depressed about the interest charges that killing me and feeling sad why i got this credit card and now i am in debt trap.

Please consider for settlement and i arrange money anyway by borrowing with my friends.