HDFC Bank — Credit card settlement

Dear sir

This is Girish s my credit card no is : [protected]
now these days i am getting calls from colection agency

credit card no is : [protected]
mail id : [protected]@gmail.com

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So Dear HDFC Bank,

I am approving the above details myself as i am the victim of taking pcredit card and not paying the further dues after covid 19 pandemic

Summary: As i already stated that I paid the 1 lack rupee as a interest (i was paying minimum due) to HDFC Bank and still there is 1.30 lack rupee(including moratorium interest) left for paying out to HDFC Bank, , , So i noticed from few last months that the HDFC Bank collection agents started harrasing me...That is very natural i do not have any complaints regarding this from HDFC bank.

Reason for not paying out my installments: Dear HDFC Bank, I am a victim of recent recession, as when i was working in a good company then i have taken credit card from HDFC Bank and as when recession comes then after that I was lay off from work and this leads to the non payment due to the non availability of my saving account balances.
and after that i was tried for a job for two months but i could not find that Most worst Recession Period that we faced all indians.

But unfortunately after trying some time i was met to a severe accident
i am job less i want to come out from debt trap need to lead good life. please provide me settlement my family member are there to support me to come out from debt trap

So I requested to you Dear HDFC Bank Please show your mercy on me and please call me and please settle my loan account as soon as possible as one time settlement.

I will be very oblige if you can decide a medium settlement amount for my Credit card...

Thank You HDFC Bank...