| Address: Bangalore, Karnataka |
I buy a laptop and i got through EMI from HDFC bank.the merchanter got my bank details and give laptop with the credit card. and he told, bank will link your EMI with credit. 6 months they never link the EMI with my bank account.every time i pay total amount about 10, 000 to 15, 000 as interest itself. I went to bank.they told, you pay lump amount so interest will get reduced. on the end of jan 2017, i paid 10, 000 as lump amount of 12, 000. rs.2000 was remaining. I send an E-mail why you didn't link with EMI. its your mistake i have already paid the amount.I don't have money and i can't pay like this again.
The collection team will say, we can't anything.I have send so many e-mails. I get only automatically reply from them. nothing else. Now they increased the amount with the interest and asking me to pay the total amount.
Why i have pay like this? its the bank mistake, not to link the EMI with them.
when i call to the tele banking.. they say, their no feature available for purchase? then why i have to buy something through credit card.
they told, its a life time free card. and they deduced some amount as fee for credit card.
after having a conversation, he is saying, we will reduce the payment for credit you pay the rest of the amount.
what you people are thinking? one guy who issues the credit card saying one things ? after issue of the card, other person from the same bank says other things. what is this? Was this information helpful? | 
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