[Resolved]  HDFC Bank — customer privacy is at risk

Address: Bangalore, Karnataka, 560078

I'm an private employee from bangalore. Recently i had applied for credit card which i received and was happy. 1 month the minimum payment was not paid and to my surprise, the collection executives who called me tells me my exact money balance in my account. I wonder where the security and privacy for our accounts is. I was shocked when the collection executives told me my account balance and also calls me immediately after my account is credited with my salary and tells, 10mins back u have got ur salary of. Rs. Please pay immediately.

I am closing my hdfc salary account and also shortly i am opting out of banking relationship with hdfc for ever.

The bank should be sued for not maintaining customer privacy.
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Nov 28, 2017
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Oct 26, 2017
Updated by Raju141014
How does a collection agent disclose my salary amount exactly and also the exact balance in my account. I am sure the collection agent who had visited my residence for collection of minimum due on my credit card is also not an employee of HDFC and he has no ID of the company
Verified Support
Oct 26, 2017
HDFC Bank Customer Care's response
Dear Customer,

I request you to share your card details and registered contact details with the complete issue to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

-Manoj
HDFC Bank Customer Assistance
Nov 03, 2017
Updated by Raju141014
I got a call from HDFC manager from Richmond Road, Bangalore named Pavithra, the was basically not to address my issue or concern but to defend the Job of the manager. She asked me if I have a proof of the same.
She also mentioned that if such thing should not happen again, please regularise the payment.
I asked instead if she means to tell that what concern I have is not addressable and if the same risk and security disclosure will happen again?
I seriously can't believe a middle level management can't resolve the concern and instead give me a reason for disclosing a persona salary details when credit card due collection is up.
The call from HDFC was from [protected] and the call went on for 15mins from the HDFC manager, and funny thing is She didn't speak a word to resolve the concern, or may be she could not answer but only defend asking proofs.

I am disappointed with having a relationship with HDFC.

HDFC should rethink it's policies and procedures.
I urge HDFC authorities to listen to the official call record made from HDFC Bangalore. The time of the call was 1.36pm 3rd Nov 2017.
Nov 03, 2017
Updated by Raju141014
What is the reputation which the bank holds with such responses, in the market with customers with years of relationship with this bank.

How safe is your personal details and hard earned money with this bank.

HDFC also mentions the privacy and security of information of customers is safe with the bank... But where? How?.
Nov 05, 2017
Updated by Raju141014
Finally answer from HDFC bank management,
For the concern of Salary and personal details of balance disclosure in public from a collection dept

The reply mail from the bank is as follows,

The matter has been checked at our end and we confirm that our representatives operate under strict guidelines on the manner and demeanor of their interaction with all customers, which are within the frame-work of banking regulation guidelines. We request you to make the complete payment on or before the due date regularly to avoid payment reminder calls in future.

For everyone. Please don't open accounts or have any banking relationship with HDFC banks

Your account and personal details are not safe

Thanks
Nov 05, 2017
Updated by Raju141014
I'm a private employee with a HDFC credit card

Since, Not available on phone, A collection agent came to my residence, standing before me at the door step tells me my exact salary amount, the current balance in my account,
I was shocked..!
Guess how the all the customers would feel, when a person gives personal info, and funny part is, he does not have an company ID card,

They called all my reference numbers 20times a day
If not,
They will find out the last online transactions Within HDFC banks and call the other HDFC customers also linked to me,

When asked the Hdfc bank, how I felt when someone not having a ID card can know and disclose my personal details.

The answer as told by HDFC bank is that, they follows strict policies, and personal details r safe with HDFC,
A manager called pavithra, from Richmond rd branch, tells... Please regularise payments if you do not want this to repeat,
I asked her, if she understands my concern/issue.

Haven't got a proper response or a satisfying reply from the bank, the managers tone is rude as well, I have been told to submit proof for the same,

The exact reply form the bank is as follows:

The matter has been checked at our end and we confirm that our representatives operate under strict guidelines on the manner and demeanor of their interaction with all customers, which are within the frame-work of banking regulation guidelines. We request you to make the complete payment on or before the due date regularly to avoid payment reminder calls in future.

Due to continuous non-repayment towards the card dues, your credit card has been temporarily invalidated. Hence, we request you to remit payment immediately to avoid further levy of charges and permanent suspension of the card account. Kindly refer the monthly statements to remit payment.

As on date there is an outstanding of Rs.1, 04, 527.63 pending on your card account.

In the event you seek any further clarification regarding your card account, please feel free to write to us at: PriorityRedressalRPM.[protected]@hdfcbank.com

Kindly note the query reference number for this correspondence is [protected]

Assuring you of our best attention at all times.

Regards,

Aditi

Why a false commitment to customers, where is the privacy of accounts with HDFC. The response was aswell rude and not relating to my concern,

Very Disappointed with the relationship with HDFC bank,

The bank has to be sued for not maintaining privacy of customers,
Whole heartedly not suggesting HDFC to anyone.

Don't choose HDFC
Risky

Thanks
Arun
Nov 05, 2017
Updated by Raju141014
Felt the employee was not concerned about the customers concern, but was just trying to save her Job, by defending the bank is not at fault and is maintaining the SOP, s, and her team was not at fault, and she asks for a proof for the same.

I ask HDFC to be customer centric and maintain the privacy of the customers.

I have a salary account from the last 7years and I am not happy of how I am being treated.

HDFC lost one customer and this will spread.

Standard Chartered is much more Dignified than HDFC, personal experience.
 
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