HDFC Bank — Deduction of money(Debit card international locations or international sites)

I know there is a 3.5% transaction rate for international transaction. That does not mean you get to deduct out money without even transaction taking place. I have not done any transaction from nov 21-23 and still the money is getting deducted without any reason. What is happening? We trust HDFC whole heartedly but things like these makes you lose trust in your customers.

Also Nov 15- 221.64rs
Nov 16- 405.06rs

Nov 21- 23: how can you even keep deducting the amount with any transaction?
Please HDFC bank look into this issue. PLEASE!

Thank you,
Manasa Prasad
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