HDFC Bank — demand of excess payment on auto-loan.

Address: Bangalore, Karnataka, 560010

I had taken an auto-loan no. 428222 dated nov-2003, i have repaid the instalments honestly and the loan was closed in nov-2008. The outstanding principal and interest is zero as per hdfc bank records.

Now hdfc is demanding excess payments and charges which was not communicated to me during the period, it is illegal to demand excess payment and blackmail for issue of noc. I believe that this as wrong code of conduct by the bank.