[Resolved]  HDFC Bank — Demat account

Address: Pune, Maharashtra, 412308

Website: netbanking.hdfcbank.com/netbanking/?_ga=1.76573973.1049575573.1441369213

This is to informing all the customer of hdfc bank who holds an account and opened a demat acount. I noticed that in may 2016 rs. 78.19/- had been auto deducted from my salary account. When i wrote an email to the concern department through internet banking on the same. They replied that the charges have been charged folio manitanance charges for using demant account. I remember that once i had applied for a credit card of hdfc bank that time the representative/executive forcing me to apply for a demat account with no charges on open. But, he didn't tell all these charges regarding annual charges and that should like based on your transactions you made in particular year. Suppose, if you can make transactions level 1 (1-10) then charges will be applied up to (550 - 750 plus) and level 2 (10-25) then you will be charged (300 rs) and the last level 3 (25 plus) if you have done in that time frame of a year (100 rs). See here, how the bank is exploiting the customers here.

This is always unfair and is not acceptable at all. So, people please be aware of from bankers. They always want to earn money from the poor people / middle class people in such kind of ways. They never care about the richest people because they don't have guts to face them and that bloody people have influence of politicians to restrict the bank people. This is why india is not becoming the good country.

I will definitely close my account if my debited balance will not be recovered. There are many other banks which provides more affordable facilities compare to your bank. When customers asks any questions to the bank. Then bank should reply in a polite way, not arrogantly.

Again, all of you my friends don't betrayed by the banks in the future. You can't believe the representatives/executives more importantly. They prooven that they are really broker of the banks. Cheaters, etc.

Thanks,
Surendra.