[Resolved]  HDFC Bank — ECS bounce charges

Address: Ludhiana, Punjab, 141001

Website: WWW.HDFCBank.Com

Hi

I have a CAR Loan from Kotak Mahindra Bank and ESC made through HDFC Bank since I had my salary account in HDFC Only, This Loan has started in 2012 and my ESC was automatically deducted from my Salary account, However It was never the pain until I was getting my salary into HDFC but due to some issues with HDFC my company has shifted the salary account from HDFC to Axis and now the real trouble started, I tried to maintain a sufficient balance in HDFC but sometimes ESC amount got deducted and sometimes it wasn't, I never checked my hdfc bank account since it seems a smooth account & ESC's but one fine day i came to know that every ESC Bounce has charges that too even after i have amount in my bank, 2-3 month there were chances where in I couldn't pay EMI's and cleared the same with kotak via Cash payment & MY Emi with kotak was never stacked.

I have been charged around 850+ Taxes multiple times, where in I have paid all my EMI's to Kotak on time.

Please help to get the charges reversed since I was not aware about the same.

Please contact on [protected]@yahoo.com for further details.

Regards
Anil