[Resolved]  HDFC Bank — hdfc bank credit shield policy cancel and refund of emi amount

Address: 500081

My name is shiva. Recently i applied for a hdfc credit card. I got the card after eligibility check. After one week, rs. 900 got deducted from my card for "hegic-crdt shld %26amp; fl cvr-" and after 2 more days, rs. 100 + gst for "emi processing fee smartemi ln 3064701".

I did not opt for any of the credit shield policies in first place. I don't know why hdfc being such a reputed organisation cross sell these insurance products in this unauthorized manner.

I requested for policy cancellation after talking to customer care ref [protected]. But today i received a msg for emi processing which i have never opted for. When i called customer care again today customer care executive was not sure and unable to answer why such thing happend and what has to be done. Very disappointed to be treated this way.

So, i request hdfc ergo to please refund emi fee of rs. 100 + any taxes which were charged to my credit card. Please cancel all the policies and smart emis permanently as i don't want to buy any as of now.

Email: [protected]@gmail.com
Mobilel [protected]
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Mar 7, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Feb 03, 2018
HDFC Bank Customer Care's response
Dear Customer,

We observe that you wish to cancel your HDFC Ergo insurance hence we request you to contact HDFC ERGO General Insurance Company at [protected]@hdfcergo.com for further assistance in this regard.

-Manoj
HDFC Bank Customer Assistance
 
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