| Address: Dakshina Kannada, Karnataka, 575003 |
Sir,
I am dr. Pracheth r., a doctor, working as assistant professor in a private medical college of mangalore i have purchased hdfc super income plan with the policy numbered: 19391753 for an annual premium of rs.1, 00, 000 with premium paying period of 12 years. The duration of the policy is 24 years. I was convinced to buy this policy by a hdfc financial consultant from mangalore.
I was explained in the form of illustrations that at the end of 24 years, i will be getting rs. 36.80 lakhs, with the total invested amount being rs. 12 lakhs. I agreed to this and submitted a cheque of rs.1, 07, 076 in favour of hdfc slic, bearing the number, 166041 dated 21st june, 2017.
I received the policy document by e-mail on 24th june, 2017. However, now i believe the policy is not right for me. I have had second thoughts and believe that the expected returns in this plan will be low, considering the long duration of 24 years during which the money will be locked. Moreover, my wife, also a doctor, has recently completed her specialization in obstetrics and intends to pursue her super-specialization. Thus, i am likely to face financial instability in the near future, as i need money to pay for her fee. As i am in the fifteen day free-look in period, i intend to cancel my policy at the earliest.
Please let me know the cancellation procedure. I tried contacting your customer care number multiple times. However, there was no response.
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