| Address: New Delhi, Delhi, 110093 | | Website: HDFC Home Loan |
Mentely harrassed by hdfc and left no choice...
My loan number is[protected]. I did the biggest mistake of life that i dreamed buying own house. My life was good and happy than suddenly i dreamed buying own house. I selected the property, paid the booking amount and everything was going perfect i was very happy but suddenly someone from builder suggested me to took a loan from hdfc. He gave me the contact number of hdfc sales executive. Sales executive contacted me to completed the paper work and offered me an interest rate 8.55 % with 85% finance and 3 lac renovation loan after the home loan.
My requirement was very cleared and hdfc sales team committed to complete the same without any issue which is recorded on call thats why i applied home loan and decided to buy a property. There were manythings happened before the disbursement of loan which cannot be described and will come out in the investigation after my death. At the time of disbursement they increased the interest rate from 8.55 % to 8.85% and 15 days after disbursement i received an email that they increased.10% interest rate again. I was committed to get fixed interest rate for first 2 year.
I made the second bigest mistake i choosed hdfc. Hdfc home loan team pushed me in depression. Its been 3 months they mentely harrassed me in the name of home loan. I was being rolled out between hdfc sales and munirka team. Hdfc sales team committed to give me renovation so i applied for the same. They took rs. 4000 as file charge for renovation loan and completed the documentation. Its been more than one month now, i applied for 6 lac. My requirement was very cleared from the begining when i took first home loan that i need renovation load as per requirement. Sales team checked my eligibility it was fine. After one month and taking file charges from me they refused to give me any loan as i was not eleigible after taking 85% on my first loan. No one informed me in begining seems the hdfc is making money in name of file charges. Their is no policy for customers and such company cheating with customers.
No i am in depression and i have no money right now. I already invested all my money. Hdfc left me in the middle and left no choice except sucide. Hdfc forced me to do something wrong with my life hdfc left no choice for me Was this information helpful? | 
I have been cheated, troubled and bullied twice as per their own comfort of HDFC. I would strongly not recommned HDFC HOME LOAN for anyone. They are bunch of ### and scoundrels who does not care about how a customer trouble for financial crisis and why someone come for a LOAN to Bank or a Banking sector. I have been literrally tortured by these Bank guys, especially Bangalore HDFC is the worsest service that someone can experience. From my personal experience, I have got peace of mind through LIC, Piramal, AXIS BANK and Citi Bank for my LOAN process.
************** My intention with this post is to save someone from avoiding the trouble you can experience in the future *****************************
////**********/////////////********************* DO NOT APPLY FOR A HOME LOAN IN HDFC **********///////************************///////*******************************/...⇄