HDFC Bank — Lien account due to Credit card dues umpaid - Covid 19

Address: Mumbai

I am using HDFC credit card Number 1779 from last five years. In this Covid19 pandemic i have failed to pay an outstanding amount due to salary deductions. Now banks has lien this account with my saving account and freeze my entire salary. I need this money as this is my first full salary after this pandemic and need to pay room rent and one pending other bank personal loan EMI also. Is there any option for getting this money back (at least 60-70%) from the bank?
If i failed to pay loan EMI in this month then this account is also connect with NPA.

Kindly suggest.