[Resolved]  HDFC Bank — loan related

Hi i am an existing customer of hdfc bank. I am having a toofan cruiser car and a bike and also credit card. I want to pay rs=31000/- for the insurance. So i have requested for a loan of 30, 000/- but your rejecting my request because you will not provide a loan against a vehicle. I can pay an insurance amount without a loan but i want to have a good relationship with the bank and i want to do all my transaction through the bank.
Even in worst case scenario i can go for sri ram finance and of course they will provide an loan amount more than 30, 000/- if i request them. But whats the purpose of having an account in bank then.
Here is my email id:- [protected]@gmail.com